Hi everyone,
I recently received an offer from HDFC Bank to upgrade my existing Business MoneyBack Credit Card (currently lifetime free) to the BizGrow Credit Card. I was informed by the bank that upgrading to BizGrow could potentially lead to further upgrades to higher-tier cards in the future, based on my card usage. However, unlike my current card, the BizGrow card isn't lifetime free.
Could anyone clarify if upgrading to BizGrow truly enhances chances of moving to higher-level cards down the line? Also, considering it comes with annual fees, would it be a worthwhile upgrade from my current lifetime-free card?
I'd appreciate your thoughts and experiences on this!
I recently received an offer from HDFC Bank to upgrade my existing Business MoneyBack Credit Card (currently lifetime free) to the BizGrow Credit Card. I was informed by the bank that upgrading to BizGrow could potentially lead to further upgrades to higher-tier cards in the future, based on my card usage. However, unlike my current card, the BizGrow card isn't lifetime free.
Could anyone clarify if upgrading to BizGrow truly enhances chances of moving to higher-level cards down the line? Also, considering it comes with annual fees, would it be a worthwhile upgrade from my current lifetime-free card?
I'd appreciate your thoughts and experiences on this!