I had been considering applying for the SBI Vistara Prime Credit Card for a while, but with the upcoming merger of the Club Vistara program with Air India’s Frequent Flyer Program (FFP), I'm unsure if this is the best choice. Would it be wiser to go directly for the SBI Air India Platinum Credit Card instead, or would it be more beneficial to make use of transfer benefits? Any insights or advice would be greatly appreciated!