Simpl pay later repayment via Rupay CC on UPI

[NinjaHatori]

Hey guys. I had recently done a txn using my Simpl pay later wallet. I was paying the bill generated for simpl pay yesterday and paid via UPI -> GPAY -> Rupay cc (selected by default so thought I'll try & see if it works) which worked and paid the bill. Lol, found it funny how I was able to pay one credit instrument with another for 0 charges. For context, the payment was below 2k and I think for below 2k Rupay on UPI doesn't have any MDR, right? If so, then could be possible that they allow for below 2k payment but might not so for payments above 2k.

 

[Deleted member 11974]

good
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[D₹V]

Hey guys. I had recently done a txn using my Simpl pay later wallet. I was paying the bill generated for simpl pay yesterday and paid via UPI -> GPAY -> Rupay cc (selected by default so thought I'll try & see if it works) which worked and paid the bill. Lol, found it funny how I was able to pay one credit instrument with another for 0 charges. For context, the payment was below 2k and I think for below 2k Rupay on UPI doesn't have any MDR, right? If so, then could be possible that they allow for below 2k payment but might not so for payments above 2k.

Oky hatori bhay

 

[Chaitanya-a]

Hey guys. I had recently done a txn using my Simpl pay later wallet. I was paying the bill generated for simpl pay yesterday and paid via UPI -> GPAY -> Rupay cc (selected by default so thought I'll try & see if it works) which worked and paid the bill. Lol, found it funny how I was able to pay one credit instrument with another for 0 charges. For context, the payment was below 2k and I think for below 2k Rupay on UPI doesn't have any MDR, right? If so, then could be possible that they allow for below 2k payment but might not so for payments above 2k.

It works even for above 2k payments

 

[NinjaHatori]

Oky hatori bhay

Aur Shinzo.. Kaise ho

 

[NinjaHatori]

It works even for above 2k payments

Ah that's good to hear. I never tried the cc payment method but I think it has charges now, right?

 

[D₹V]

Aur Shinzo.. Kaise ho

 

[Chaitanya-a]

Ah that's good to hear. I never tried the cc payment method but I think it has charges now, right?

Yeah direct cc payment has charges. Use cc upi only.

 

[gauravbhati]

yaaa I tried too.. only working with Gpay I guess, rupay cc does not show up while paying through PhonePe....

 

[shivek]

Yes it has been working for quite a long time. But I have few observations (both iOS and Android):
1. It works only if GPAY is selected at SIMPL payment method selection. So it will automatically open GPAY and from there payment can be made with Rupay CC.
2. It works only once for the 1st payment after bill generation. I tried again to pay the unbilled amount but it got failed. However, again the 1st payment after bill generation worked and payment for unbilled amount failed.
3. If you try to make bill payment by manually entering GPAY UPI ID or any other app's UPI ID and then try to make payment it won't work.

 

[gauravbhati]

Yes it has been working for quite a long time. But I have few observations (both iOS and Android):
1. It works only if GPAY is selected at SIMPL payment method selection. So it will automatically open GPAY and from there payment can be made with Rupay CC.
2. It works only once for the 1st payment after bill generation. I tried again to pay the unbilled amount but it got failed. However, again the 1st payment after bill generation worked and payment for unbilled amount failed.
3. If you try to make bill payment by manually entering GPAY UPI ID or any other app's UPI ID and then try to make payment it won't work.

Yaa for me the bill for simpl is always under 2k. So anyone paid more than 2k from rupay cc?

 

[Chaitanya-a]

3. If you try to make bill payment by manually entering GPAY UPI ID or any other app's UPI ID and then try to make payment it won't work.

3rd point isn't true. I tried it personally. When redirecting method wasn't giving Rupay CC option, I tried by manually entering UPI ID method and got the Rupay CC option.

 

[shivek]

3rd point isn't true. I tried it personally. When redirecting method wasn't giving Rupay CC option, I tried by manually entering UPI ID method and got the Rupay CC option.

There can be different behavior based on various factors. That's why I mentioned as observation instead of fact.
I am not getting option of CC with manual method but get it for app redirection.

 

[prash1161]

Mere pe tho hai hi noi😹

 

[Vasuki]

N o i c e

 

[prash1161]

Simpl sa kya le saktha hu Jo jada sa jada value mai sell hojaye ya worth ho ? 15k tak

 

[Vasuki]

Simpl sa kya le saktha hu Jo jada sa jada value mai sell hojaye ya worth ho ? 15k tak

But gold via Myntra

 

[hellobois]

But gold via Myntra

esme benefit kaise hai? gold ke charges almost 10% ke rehte hain to loss bhi ho sakta. koi aur option hai?

 

[Vasuki]

esme benefit kaise hai? gold ke charges almost 10% ke rehte hain to loss bhi ho sakta. koi aur option hai?

Multi-brand voucher are2x the exp value.

So for 12500 point i can redeem 5k Myntra voucher or 10k point -2k amazon voucher.. i will choose Myntra 5k any day

 

[hellobois]

Multi-brand voucher are2x the exp value.

So for 12500 point i can redeem 5k Myntra voucher or 10k point -2k amazon voucher.. i will choose Myntra 5k any day

Points on simpl or any specific credit card?