Simpl Pay Later Started levying charges on credit card repayments

[Deleted member 11974]

Simpl has started charging a convenience fee on credit card repayments.
This was the usp of this credit line which allowed customers to get additional 15 days of interest free credit and points on bill repayments

 

[panchabhut]

Is PAN necessary for new Simpl acct now? Mine never asked for PAN

 

[danish]

for me they have asked pan will they report in cibil

 

[danish]

previously when i created simpl account in march 2022 then they did not ask pan i remember

 

[raghu.rokda]

Am not sure about the max limit but they definitely give limit more than 25k as mine is 35 🙂View attachment 27397

So now maximum limit is 35k for all users

 

[danish]

hey if use mellenia debit card to pay simpl bill amount will i recive the reward point on melliania debit card

 

[BeingIncog]

hey if use mellenia debit card to pay simpl bill amount will i recive the reward point on melliania debit card

most probably no, but try and tell us.

 

[VISHESH_BANSAL]

Yes

hey if use mellenia debit card to pay simpl bill amount will i recive the reward point on melliania debit card

 

[VISHESH_BANSAL]

most probably no, but try and tell us.

Bookmark kar le
90 days baad aake wapis phuchio, mila ki nhi

 

[BeingIncog]

so they are levying charges for me too...

 

[coolanshu1000]

For me also charged are being levied

 

[onetwo]

Good game, Simpl. You were one of the better BNPL. Had plenty of discounts earlier days, was nice to extend credit period by repayment via CC.
Looks like that's all gone.

Rest in peace.

 

[romilq]

previously when i created simpl account in march 2022 then they did not ask pan i remember

Yes. Previously they were not asking. Now new users are being asked. New users usually get 1500 limit only. Mine is 2 years old I have 25k limit now. Friend opened last month. He was asked PAN details, got 1500 limit and billbox got activated this month only after first use and immediate repayment.

 

[raghu.rokda]

Yes. Previously they were not asking. Now new users are being asked. New users usually get 1500 limit only. Mine is 2 years old I have 25k limit now. Friend opened last month. He was asked PAN details, got 1500 limit and billbox got activated this month only after first use and immediate repayment.

In two years, how many times limit increased

Or Initial limit kitni mili thi

 

[romilq]

Initial if I remember correctly sirf 500 hi thi. Within two years almost 10-15 times increase hui limit and now it is 25k.

In two years, how many times limit increased

Or Initial limit kitni mili thi

 

[raghu.rokda]

Initial if I remember correctly sirf 500 hi thi. Within two years almost 10-15 times increase hui limit and now it is 25k.

Spent jyda karte hoge

 

[romilq]

Spent jyda karte hoge

No. Just 500-600 every 1-2 months. Not much.

 

[raghu.rokda]

No. Just 500-600 every 1-2 months. Not much.

Limit kitne month baad increase hoti thii

 

[romilq]

Limit kitne month baad increase hoti thii

First limit increase aane me 4-5 months lage the mujhe to. Fir every 2-3 months. Jab 15k ho gayi limit fir to next 4 -5 months me hi 4-5 baar limit increase hoke 25k ho gayi.

 

[raghu.rokda]

First limit increase aane me 4-5 months lage the mujhe to. Fir every 2-3 months. Jab 15k ho gayi limit fir to next 4 -5 months me hi 4-5 baar limit increase hoke 25k ho gayi.

15k k baad utilisation bad gaya hoga

 

[romilq]

15k k baad utilisation bad gaya hoga

Ulta kam ho gaya. Just did calculation for you. September 2021 me first transaction tha mera. Tabse leke ab tak 14800 total use kiya hai. Last year December around I think 25k ho gayo thi limit. Aur ye April-July me koi transaction nahi kiya. August me 500 kiya tha last month. Aur is month 600 hua hai.