Okay so here i will be sharing my experience with slice after merger
Upgraded to saving account a week ago
Process was smooth
Did one FD to check process
Closed the fd and amount was instantly credited back
Have kept a good amount for interest rate
My suggestions to those asking for reliability of this bank
1) you can definetly go for fd upto 5 lac as its covered under DICGC
2) i have kept balance in that account and intrest is credited daily (so its as per your risk tolerance) i can keep a certain amount.
Remember nothing should disturb your sleep!