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[Solution] Indusind Online Saving Account Opening Problem And My Experience

theda

TF Premier
If you ever create a Fixed Deposit through Paytm or Airtel Payments bank then those deposits are maintained by Indusind Bank. Now If you never had a relationship with Indusind Bank then Paytm/Airtel will share your KYC details with them. thus generating a customer id.

After this if you try to open a Indusind or INDIE account online it will show an error that you are already a customer so you can't proceed online.

For me, I wanted the INDIE account really bad but it says your AADHAR is not linked. And the only solution for that was to open a normal Indusind account and then go to net banking and link aadhar. But I couldn't do It online as I had a Paytm FD.

Luckily I knew an agent from Indusind Bank. So, I contacted him and he asked my PAN number to search in his system. After few minutes my problem was fixed.

The best thing is that I did not have to complete the Video kyc as they already had my kyc details. My account got opened within minutes.

The problem was that when registering to indusmobile. It treated me as existing customer so asked for debit card details which I did not had. So, I had to wait until my debit card was delivered to use the account.

But as soon I got the debit card, I registered for netbanking, linked the aadhar and opnened Indie account.

I got the indusind delite account with delite debit card which had 5% cashback on fuel, dining and entertainment. Also recently got 4% cashback offer on making payment of 20000 through debit card between OCT-NOV.


I asked him If I can share his number with others and he said yes. So, if you are having the same problem DM me or ask here I will share his contact details.

Edit: Can't share his contact details anymore as he asked me not to. But If anyone need help DM me your contact details I will give it to him and he will contact you back.
 
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If you ever create a Fixed Deposit through Paytm or Airtel Payments bank then those deposits are maintained by Indusind Bank. Now If you never had a relationship with Indusind Bank then Paytm/Airtel will share your KYC details with them. thus generating a customer id.

After this if you try to open a Indusind or INDIE account online it will show an error that you are already a customer so you can't proceed online.

For me, I wanted the INDIE account really bad but it says your AADHAR is not linked. And the only solution for that was to open a normal Indusind account and then go to net banking and link aadhar. But I couldn't do It online as I had a Paytm FD.

Luckily I knew an agent from Indusind Bank. So, I contacted him and he asked my PAN number to search in his system. After few minutes my problem was fixed.

The best thing is that I did not have to complete the Video kyc as they already had my kyc details. My account got opened within minutes.

The problem was that when registering to indusmobile. It treated me as existing customer so asked for debit card details which I did not had. So, I had to wait until my debit card was delivered to use the account.

But as soon I got the debit card, I registered for netbanking, linked the aadhar and opnened Indie account.

I got the indusind delite account with delite debit card which had 5% cashback on fuel, dining and entertainment. Also recently got 4% cashback offer on making payment of 20000 through debit card between OCT-NOV.


I asked him If I can share his number with others and he said yes. So, if you are having the same problem DM me or ask here I will share his contact details.
Kindly share his number, I also needed to open account really badly
 
Can you please explain what your problem was and how you solved it? It will help others having the same problem.
I was not eligible for Legend Card when I applied via online channel back in APR 2023.

But there was few calls from Offline Indusind branch sales representatives that I am pre approved for Legend LTF.
Which I was not able to apply owing to Paytm Payments Bank deposit CIF issue.


Which I have escalated to MD level and they shared a link to apply online again. This time Legend card showed and I applied and got approved for the same.
 
If you ever create a Fixed Deposit through Paytm or Airtel Payments bank then those deposits are maintained by Indusind Bank. Now If you never had a relationship with Indusind Bank then Paytm/Airtel will share your KYC details with them. thus generating a customer id.

After this if you try to open a Indusind or INDIE account online it will show an error that you are already a customer so you can't proceed online.

For me, I wanted the INDIE account really bad but it says your AADHAR is not linked. And the only solution for that was to open a normal Indusind account and then go to net banking and link aadhar. But I couldn't do It online as I had a Paytm FD.

Luckily I knew an agent from Indusind Bank. So, I contacted him and he asked my PAN number to search in his system. After few minutes my problem was fixed.

The best thing is that I did not have to complete the Video kyc as they already had my kyc details. My account got opened within minutes.

The problem was that when registering to indusmobile. It treated me as existing customer so asked for debit card details which I did not had. So, I had to wait until my debit card was delivered to use the account.

But as soon I got the debit card, I registered for netbanking, linked the aadhar and opnened Indie account.

I got the indusind delite account with delite debit card which had 5% cashback on fuel, dining and entertainment. Also recently got 4% cashback offer on making payment of 20000 through debit card between OCT-NOV.


I asked him If I can share his number with others and he said yes. So, if you are having the same problem DM me or ask here I will share his contact details.
DM me his number, facing the same issue
 
DM me his number, facing the same issue
From your other thread it seem like you want to directly open the indie account.
But the guy I know, he can't help you with anything related to indie.

Although he can help you open Indus delite account online after that you will be able open the indie account.
 
From your other thread it seem like you want to directly open the indie account.
But the guy I know, he can't help you with anything related to indie.

Although he can help you open Indus delite account online after that you will be able open the indie account.
Ok this should work i guess. Thanks for your response
 
From your other thread it seem like you want to directly open the indie account.
But the guy I know, he can't help you with anything related to indie.

Although he can help you open Indus delite account online after that you will be able open the indie account.
Can you please share his contact number? I don't have any relationship but I would like to open Indus delite account and Indie later
 
Indus delite has joining charges for debit card. Do you know any other way to have my aadhar updated?
No other way unless you want to open select account with 50k MAB which does not have debit card charges.

The charges on indus delite debit card will be reversed if you either maintain 25k MAB for 3 months or do some transactions of total 25k within 3 months.
 
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