Standard charted credit limit enhancement offer

[dapatale]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

 

[SSV]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

How old is your CIBIL profile?

 

[imdjay]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

If the offer is already there. they will not do Cibil enquiry.
CC guys are most of the time clueless and give wrong information.
Even if they do the enquiry, it won't matter in the long run. My suggestion is to go with the offer.

 

[dapatale]

SC card is almost 7 yr old earlier use to hold Reward CC then upgrade to DigiSmart LTF

 

[dapatale]

Will accept the offer

How old is your CIBIL profile?

Oldest card 10 yr

 

[Enthusiast]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

I accepted the limit enhancement offer yesterday but no enquiry hit till now...

 

[SSV]

Will accept the offer

Oldest card 10 yr

Then with eyes closed, just take the LE offer and never ever worry about enquiries in future in general

 

[Rishabh]

SC doesnt make CIBIL enquiry for pre-approved limit enhancement offers. I have got my limits enhanced more than 4-5 times via pre-approved offers in last 6 years without any CIBIL hit.

 

[imdjay]

If the offer is already there. I do not think they will do Cibil enquiry.
CC guys are most of the time clueless and give wrong information.
Even if they do, it won't matter in the long run. My suggestion is to go with the offer.

@dapatale you can mark my post as an answer if it works for you.

 

[dapatale]

@dapatale you can mark my post as an answer if it works for you.

Sorry but i dont know how to mark as answer
if moderator can help in this

 

[Lobogris]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

Did you get an SMS or did you see the offer on the app?

 

[prc1990]

SC card is almost 7 yr old earlier use to hold Reward CC then upgrade to DigiSmart LTF

How Digi LTF? 🫠

 

[helloworld]

How Digi LTF? 🫠

once upon a time when upgraded from discontinued card.

 

[helloworld]

last month they offered 6% which I didn't accepted. this month it increased to 15%.

will see how much it will go..

 

[Riya]

Guys got limit increase offer today on my SC DIGISMART Credit card from 306500 to 919500 rs without any documentation.
Confirmed with customer care centre
But as per CC guy they will check cibil before increasing the limit
Should i accept this offer bcz of cibil enquiry

great offer.... should take the offer first hand when you have a long cibil history of 10 yrs... I've heard SC don't give LE easily but lucky you...

 

[Ram1]

Sad me
I got 1L to 1.3L
after one month
I got 1.3L to 1.7L offer which got rejected as they can't approve 2 LEs within 6 months
Crazy SCB🤣

 

[Lobogris]

last month they offered 6% which I didn't accepted. this month it increased to 15%.

will see how much it will go..

Is the offer sent via SMS on on the app?

 

[zealsid]

Got LE on my SC digismart card from 80k to 1.6 L. A 100% increase so took it.

 

[dapatale]

How Digi LTF? 🫠

Earlier it was paid but on request to customer care got converted to LTF

 

[Dr. Drake]

There is no cibil inquiry for LE. I had received SC le a month or two back, took it & till now there was no inquiry on my cibil from SC