Standard Chartered LTF Platinum Rewards Credit Card

[prc1990]

Statndard Chatarad has started sourcing Platinum Rewards Credit Card under Life Time Free pricing.

This card generally comes with a Joining/Annual of INR 250+GST but under this special offer this becomes free on spending of Rs 500 or more within 30 days from card issuance to avoid levy of onetime fee of INR 250 + GST.

Link: https://www.sc.com/in/credit-cards/platinum-rewards/

Anyone tried to apply, please update this thread.

 

[gowthamselvam]

Self tried to apply...however I am not eligible as per their policy

 

[RupayMan]

Mostly this card will be devalued soon. Currently it is giving more value than ultimate on many categories, which doesn't make sense.

I belong to the LTF Club, which doesn't want to keep track of spends across cards and spend on a certain card just to meet fee waiver. I will use it only for SC discount offers.

Is platinum card offering unlimited 5%? There is a cap on monthly rewards, isnt?

 

[ANIK]

@ANIK @pprakash11
Do any of you belong to the Self employed category?
Your confirmation would help me decide whether to go ahead with application or not.

No. I belong salaried category.

 

[nitrogenSinghnitrogenSingh is verified member.]

Can you please confirm if your CIBIL got hit once or twice?

As of now, only got one notification message from CIBIL. Can't check cibil right now, exahusted all refreshes

 

[RupayMan]

Guys whoever applying to this card, pls make sure 5X rewards only for Fine dining and fuel spends.. Rest all is just 0.25P for 150 spend..
Very occasionally use case card.. Those who spend a lot in fuel may be it's useful.

 

[paipurivamsi]

Guys whoever applying to this card, pls make sure 5X rewards only for Fine dining and fuel spends.. Rest all is just 1rs for 150 spend..
Very occasionally use case card.. Those who spend a lot in fuel may be it's useful.

I suppose there is no fuel surcharge waiver as well....Not mentioned anywhere

 

[Patil007]

Guys whoever applying to this card, pls make sure 5X rewards only for Fine dining and fuel spends.. Rest all is just 1rs for 150 spend..
Very occasionally use case card.. Those who spend a lot in fuel may be it's useful.

Yes, I just took as collecting one card of each bank and it is LTF.

 

[Patil007]

I suppose there is no fuel surcharge waiver as well....Not mentioned anywhere

It is not there.

 

[maverick]

Guys, my current address is servicable but permanent/aadhar address city is not in there list, what can I do...any trick?

 

[pprakash11]

@ANIK @pprakash11
Do any of you belong to the Self employed category?
Your confirmation would help me decide whether to go ahead with application or not.

Salaried.

 

[pprakash11]

Guys, my current address is servicable but permanent/aadhar address city is not in there list, what can I do...any trick?

Go ahead and apply, my AADHAR was also unserviceable for SCB, but still I applied they didn't asked for proof

Subjected to you inquiries over past 3-4 months.
Mine were only 3-
1- Dec(Axis ACE)
2- Feb(RBL Play & BOB)

 

[pprakash11]

Guys whoever applying to this card, pls make sure 5X rewards only for Fine dining and fuel spends.. Rest all is just 1rs for 150 spend..
Very occasionally use case card.. Those who spend a lot in fuel may be it's useful.

SCB will be just for offers.
For Fuel SBI BPCL will work

 

[pprakash11]

I got notification thrice yesterday however, yet to verify the actual no. of hits in the report. Someone told they post enquiry 3 times which doesn't even make sense to me. Will chase bank post verification of CIBIL report if it is so.

I have not got any new CIBIL alert.
Will update if done till EOD.

 

[maverick]

Go ahead and apply, my AADHAR was also unserviceable for SCB, but still I applied they didn't asked for proof

Subjected to you inquiries over past 3-4 months.
Mine were only 3-
1- Dec(Axis ACE)
2- Feb(RBL Play & BOB)

Single enquiry for axis myzone

 

[maverick]

Single enquiry for axis myzone

So i can select nearby city to my aadhar address city which is in there list....?
But what about pincode, aadhar pincode or that's city pincode which I am selecting...?
Afterall they are asking for any one ID for verification other than aadhar...

 

[prc1990]

Checked the CIBIL report. They made two enquiries like HDFC 😬😬.

 

[AsB]

Yes, I just took as collecting one card of each bank and it is LTF.

What limit did you get?

 

[AsB]

Go ahead and apply, my AADHAR was also unserviceable for SCB, but still I applied they didn't asked for proof

Subjected to you inquiries over past 3-4 months.
Mine were only 3-
1- Dec(Axis ACE)
2- Feb(RBL Play & BOB)

Limit?

 

[pprakash11]

Limit?

Limit not known, may be tomorrow when Temporary credentials to login will be sent to me, I will get to know.

 

[Patil007]

What limit did you get?

1.5 Lakh.