kotak br manager said use fd card, after one yr close it and apply card we will process without documentation.
first transaction in that fd card - kotak insurance, i said to debit from ac but they not bothered, awared after i see statement nope on call on due to pay bill date back 1.5 yr i was new to banking, i didnt do any purchase. i taken for cibil and to appliances on sales.
waived charges when i argued and showed call recording, but cibil damaged I missed my first bill payment.
after 1 yr manager changed, now new guy says need income or transactions even i have 25k qab for 811 ac, i left kotak now i got moneyback business from hdfc , flipart axis too