I can directly ask for Private banking upgrade on basis of Times card through this process? Is there any document to support my request/query?
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Strange ICICI Account Upgrade to Private Banking because of Times Black Credit Card??
Sobirvs
TF Ace
Yes, and if they deny or creat trouble, just say many of my friends who got timesblack card got private banking. Why are you discriminating. I mean what's the harm in trying.
Also if they say it was for early customers, dude early customers was what? 1 month black lol, keep insisting and fight for ur right here haha
One month is very less time minimum 3 months is needed.
After closing my card, more than 15 days over still showing Private Banking for me and my both the DCs are active MC World DC and Wealth Select Visa Infinite DC
No, your Times Black card will be the supporting document.
Awesome, i can definitely do that !
Thank you , ill wait for like total 1 week time and then start emailing one by one.
Prasenjit Haldar
TF Buzz
Hey, my RM told this upgrade was working until mid Jan. Will mailing help? Bcoz most customers who closed Times Black got downgraded and this was absolutely unofficial. So, someone cannot just go & tell like I hold this & this card, I need segment upgrade. You need solid evidence and proof buddy and if you are mailing them, are not you highlighting the loophole for them to fix, affecting other customers too who got upgrade? Just have a double thought please.
Sobirvs
TF Ace
You are right, I just said what I said above is only for trying his chance. If emailing works, great, if not, well.
Let's say he fights with bank abt this, ofc we know it's an unreasonable request but loophole or not, icici have done this for few in the past, so it's not his problem, it's icici's problem. If he doesn't get it, then tough luck, but if he fights and get's it, then it sets a presidence. Also I would tell @Adith that after fighting with icici let's say for few days or weeks or a month, if icici still doesn't budge then go to RBI obudsman. Tell them icici gave this feature to many when they launched the card, then why are they discriminating now. ICICI also did it without "official" statement or letter or anything on their website, so ICICI is fully at fault here, why should adith feel guilty about it?
Prasenjit Haldar
TF Buzz
True but where are the evidences buddy? Complaining to any forum and specifically to RBIO needs evidence. Just telling my friends got and why should not I, is not enough. Then anyone for eg can say that xyz HDFC Imperia customer got Infinia, why will I not? Complaints need evidence bro.
Sobirvs
TF Ace
Yes, he can get a friend who got it or better option is make screenshots from this forum or reddit where people have mentioned they have received it. He needs to make sure there is proper date on that post and with links. There's your evidence. Also when he complains I recommend him to put like 50-80k claim as harassment. Say he got the card only coz of private banking as other's got. Simple as that.
Many people who did 9L spend criteria with 8L limit HDFC rejected them for infinia, and then same people took screenshots of reddit mentioning other people got it with same criteria why not me, and then same person actually got infinia. There is an example right here on the forum for the same.
And literally there is no harm in trying this but adith, he doesn't stand to lose anything. It's better he doesn't eye for the card but actually for RBI complain, atleast he will have monetary benefit. RBI is very strict on the banks, proof "officially" or not, 5-6 screenshots(should be enough) of this incident can easily convince RBI that there was a malpractice by ICICI. Also again it's damn ICICI's fault for the bug, not adith's. Even if it was a bug, it was still icici's fault.
This kind thing adith might lose in indian court as he doesn't have the resources to fight with a top private sector bank of india, but RBI's complain is still enough for the harassment 😉 he faced, iykyk.
He definitely have a case here. Even if he loses, he doesn't stand to lose monetarily but he stands to lose his precious time. Now it's upto him if he has enough time for this. I mean this will all be on emails or max on calls, so easy process, no branch visit needed.
Yea im definitely gonna fight this out. Why should i lose out on a benefit when ive had an icici account for 10 years. Besides, i took the card and even activated, so its obvious im being serious about it. Lets see what icici does. Im gonna wait till monday, to give them the benefit of doubt and then ill start emailing.
Sobirvs
TF Ace
Make sure you give enough chances to icici to rectify this before you proceed to RBI. I would say after 3-4 rejections or may be max 30 days, def move to RBI.
Centurion_wala
TF Premier
TBH: You really need to think if it’s worth your time and energy. Getting Private Banking upgrade along with Times Black card is not an official feature so the bank can deny you saying you don’t fulfill TRV criteria and even RBI can’t help you here. The bank itself never said to anyone “Take TB card & get upgraded to PB”
You can use the card if it fits your needs. Also, PB doesn’t provide any extra benefits other than a new DC or a welcome kit. (The level of service remains the same as of WM)
You will still need to have good salary or high TRV if you want EPM or Em PVC LTF
Panthera_Tigris
TF Buzz
One theory I have is that maybe getting Times Black bumped you guys over the PPOP threshold for PB. The joining + annual fee may be getting recognized at the beginning itself (accrual accounting) and that bumps you to PB.
And now since they removed first year annual fee, new applicants may no longer be getting enough PPOP to be bumped to PB.
Just a theory. Wont bet on it. BTW, people who kept the Times Black card, are you still PB?
And now since they removed first year annual fee, new applicants may no longer be getting enough PPOP to be bumped to PB.
Just a theory. Wont bet on it. BTW, people who kept the Times Black card, are you still PB?
I was already eligible for EPVC ( it was available in my upgrade cc list) while having under 1L net monthly salary, so im sure there is something im doing right by my account with respect to either history or internal rating or whatever.
Let me wait till monday, if its still not Private, ill send a request email first. If they reject ill send a more assertive email using the info of others getting it with just Times black. lets see what happens. Like @Sobirvs mentioned, its just a bunch of emails which i can ask chatgpt to type out and i can tweak it to my liking.
Yes its not that different to Wealth Banking but its still good to have a status, will help a lot since im projecting my salary to hit 3x in next 5 years and having a good status with a bank will help me directly utilize stuff to the max.
Fingers crossed !
Centurion_wala
TF Premier
There is nothing like that - every other person has had that offer for years before the launch of iShop.
Also, you can first try asking your RM/BM - if they deny, you can mail them
Sobirvs
TF Ace
RM/BM are useless, specially of top national banks. I quite like my RM of IDFC bank though.
Idk why everyone is after @Adith and discouraging him don't do this or do that. I mean it's his decision and he has made his decision already which is quite clear from his previous few replies. Should leave him alone. Let him pursue what he prefers. Idk why everyone has to talk like a bank, we are not bank officials here saying "Sorry, we can't help you, it's not in T&C, come after lunch break".
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