Strategy to get HDFC INFINIA

[Lobogris]

Ye to kuch bhi nahi. Ulip ki gajar dikha kar jo mangoge manager dega 🤣

ULIP route is no longer available.

 

[Credit_Cards]

Ye to kuch bhi nahi. Ulip ki gajar dikha kar jo mangoge manager dega 🤣

Infinia on ULIPs discontinued, BM will not get approval.

Sharing as I was told by my BM

 

[Credit_Cards]

A friend having 60L+ ITR but is salaried with in hand salary >4L but <5L for him also they denied only offered DCB that too is under negotiation for LTF

 

[SSV]

A friend having 60L+ ITR but is salaried with in hand salary >4L but <5L for him also they denied only offered DCB that too is under negotiation for LTF

thjis is sad considering how it used to be before ..

 

[techstrom007]

Infinia on ULIPs discontinued, BM will not get approval.

Sharing as I was told by my BM

Yes approvals are now not given easily. Even after approval it's not 100% guaranteed to get the card.

 

[Credit_Cards]

Yes approvals are now not given easily. Even after approval it's not 100% guaranteed to get the card.

you will not get any benefits vs the cost you are paying for ulips better take Magnus Burgundy etc

 

[PavanPavan is verified member.]

Yes approvals are now not given easily. Even after approval it's not 100% guaranteed to get the card.

Quite surpirse to read your story with 57L salary you are automatically eligible for infinia
1 CR NRV deposits
What i know only 0.8% of HDFC Customers have FD more than 30 Lakh

 

[techstrom007]

you will not get any benefits vs the cost you are paying for ulips better take Magnus Burgundy etc

Absolutely, For the 5L ulip expected from me, 80k per year as was secondary management fees ( insurance and other charges) where only 4.5L was going to the market (market linked ulip) when 5.35L was actually charged from me.

 

[techstrom007]

Quite surpirse to read your story with 57L salary you are automatically eligible for infinia
1 CR NRV deposits
What i know only 0.8% of HDFC Customers have FD more than 30 Lakh

They informed that criteria is not met by 3L.

 

[Dg2476]

They informed that criteria is not met by 3L.

bhai kaunsi branch are you trying?
Aabhi rm bolke gya hai 2cr do, 20 din mai approve krk dunga bm se baat karai usne, maine bola 1 mahina le warna paise transfer, mera apprx 1,10,000 ka loss hoga interest pe, risk le lun kya?
Btw- i am trying in ghaziabad

 

[Dg2476]

Otherwise can anyone suggest 2cr (deposit) mai magnus burgundy ltf mil jayega ya nahi?
Its seems better option as i have travel exp of around 8-10lakhs each year.

 

[Credit_Cards]

Otherwise can anyone suggest 2cr (deposit) mai magnus burgundy ltf mil jayega ya nahi?
Its seems better option as i have travel exp of around 8-10lakhs each year.

negotiation skill pe depend karta hai aapke milega ya nahi

 

[Dg2476]

negotiation skill pe depend karta hai aapke milega ya nahi

😂😂 toh phir pehle 2 magnus burgundy mangta hun 1 toh de he dega aur sath mai atlas ltf

 

[SNWATH]

I will suggest to Ask for DCB metal, show ur expenses on card and apply through ur RM. I am using Infinia since 3-4 years & just Received BizBlack.

 

[Credit_Cards]

😂😂 toh phir pehle 2 magnus burgundy mangta hun 1 toh de he dega aur sath mai atlas ltf

araam se tatolna, 2-3 branch mein ja ke check karna kahin to daal galegi

 

[techstrom007]

bhai kaunsi branch are you trying?
Aabhi rm bolke gya hai 2cr do, 20 din mai approve krk dunga bm se baat karai usne, maine bola 1 mahina le warna paise transfer, mera apprx 1,10,000 ka loss hoga interest pe, risk le lun kya?
Btw- i am trying in ghaziabad

Actually RM / BM to le lega approval kise tarah like in my case but cc team roo dete hai 🤣
Mere 3 applications lage .. teeno mai D3 level approval laga tha.. 2 rejected. 1 in progress now.
Abhe tak card ka kuch ata pata nahi ..

But, you can try if you are NTB to bank. Chances are more

 

[vishp]

Actually RM / BM to le lega approval kise tarah like in my case but cc team roo dete hai 🤣
Mere 3 applications lage .. teeno mai D3 level approval laga tha.. 2 rejected. 1 in progress now.
Abhe tak card ka kuch ata pata nahi ..

But, you can try if you are NTB to bank. Chances are more

A new TRV based category for Infinia issuance has come up. Starting from Feb 1st. Check with your BM. If you are not meeting the TRV, I would suggest not to go for ULIP, since you'll be getting a hike soon which will make you eligible officially.

 

[PavanPavan is verified member.]

A new TRV based category for Infinia issuance has come up. Starting from Feb 1st. Check with your BM. If you are not meeting the TRV, I would suggest not to go for ULIP, since you'll be getting a hike soon which will make you eligible officially.

@vishp what is the TRV needed any information

 

[vishp]

@vishp what is the TRV needed any information

FYI

 

[Trust Me]

What i know only 0.8% of HDFC Customers have FD more than 30 Lakh

And what I know is that they treat even those customers like dirt. 🙂
.