Success Stories - IDFC Wealth

[am322]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

 

[makman]

I guess it's 3%.

Above 30k it is 2.5% returns for wealth. Don't see 3% anywhere

 

[HumorSimpson]

Above 30k it is 2.5% returns for wealth. Don't see 3% anywhere

I was talking about atlas

 

[makman]

I was talking about atlas

Atlas gives 1:2 conversion for each edge miles. And 2 edge miles for every 100. So 4%

 

[HumorSimpson]

Atlas gives 1:2 conversion for each edge miles. And 2 edge miles for every 100. So 4%

For pure cashbacks.. Not on air miles

 

[kshitij_0]

I got call next day where they requested reconsideration of my request. If you're willing, they will ask you to email banker@idfcbank.com, (payslip and salary credit bank statement) for CLI and Wealth upgrade. The same gets activated immediately during the call.

Success rate for CLI/Upgrade are very slim via this route . If fortunate, you might secure Wealth upgrade on the existing limit. Very very few ppl have experienced this (<5L limit)

Even your credit card was blocked permanently immediately after you placed closure request?

 

[MS R]

Even your credit card was blocked permanently immediately after you placed closure request?

check this https://www.technofino.in/community...c-closure-reapplied-wealth-cc-approval.23423/

 

[sjmajumder]

For wealth card application C2C when I am selecting ICICI Sapphiro, it gives option only for Sapphiro Visa but I have Sapphiro MC + Amex. Should I go ahead and select Sapphiro Visa?

 

[varun__goel_]

For wealth card application C2C when I am selecting ICICI Sapphiro, it gives option only for Sapphiro Visa but I have Sapphiro MC + Amex. Should I go ahead and select Sapphiro Visa?

Yes no problem
If you have very good limit(more than 8L) you can also choose emeralde

 

[sjmajumder]

Yes no problem
If you have very good limit(more than 8L) you can also choose emeralde

I don't have Emeralde, limit is 9.7L

 

[varun__goel_]

I don't have Emeralde, limit is 9.7L

Choose emerald if you have good cibil history.

They won't know which card you hold until the statement is shared(which they won't ask)

 

[sjmajumder]

Choose emerald if you have good cibil history.

They won't know which card you hold until the statement is shared(which they won't ask)

They don't ask to upload the statement?

 

[varun__goel_]

They don't ask to upload the statement?

Nope in 99% cases
Just make sure the limit you declare is reported in cibil

 

[sjmajumder]

Nope in 99% cases
Just make sure the limit you declare is reported in cibil

Yes, it is declared in CIBIL.

 

[varun__goel_]

Yes, it is declared in CIBIL.

Go ahead ..

 

[sjmajumder]

Go ahead ..

I was just checking with someone else's details. I have to wait for couple of months as I took BT offer. Waiting for 10K RP to be credited - tentatively 2nd week of May.

 

[runzone]

What is the success rate if my max limit is 4.6L

 

[varun__goel_]

What is the success rate if my max limit is 4.6L

60-70% but depends what card is it.

 

[BVCBVC is verified member.]

60-70% but depends what card is it.

Chances of getting wealth for Non Metro and Infinia??

 

[ronakshah]

I have around 3 yrs old select card with 2.5lacs limit. Highest limit of 6.3l on federal celesta and 5.3l on hdfc millennia. Can I give a try for wealth card?

 

[varun__goel_]

Chances of getting wealth for Non Metro and Infinia??

Area must be serviceable..
Very slim chances of not getting wealth