Suggest best premium/super premium credit card LTF with 4l per month salary credit/50L+ ITR

[codenerd]

Hi, my friend needs a suggestion for best premium/super premium card which is strictly LTF on the basis of following criteria:
---He has family business where he is credited with 4L/month salary
---Has ITR filing of around 50-75L as far as I know.

He is currently using some extremely screwed up credit cards from Kotak and HDFC.
He has savings account in both (maybe basic account).
So please suggest best case alternative that he can avail. He is fine with a credit card of a bank where he doesnt even have savings account. What are the options available.

NOTE: He doesnt have much credit card spending so if any card has any spend based criteria, pls dont suggest that.

 

[Chaitanya-a]

Rehne dete hai iski baat phir. 🥲

Isiliye iska zikr iss forum me ni hota zyada. Mostly logo ko pta b ni h ki ye exist krta h😂

 

[CC-Muncher]

Isiliye iska zikr iss forum me ni hota zyada. Mostly logo ko pta b ni h ki ye exist krta h😂

But u know 🤑 rich kid

 

[Chaitanya-a]

But u know 🤑 rich kid

Ni bhai😂 RM se pucha tha criteria toh pta chla.

 

[Venky]

Ni bhai😂 RM se pucha tha criteria toh pta chla.

I knew that it existed and if its invite only then only a high NRV will get you this, but 5cr? 😵‍💫
Wont it make sense to get the Burgundy Private? (Me, wondering with my 10k min bal account)

 

[Chaitanya-a]

I knew that it existed and if its invite only then only a high NRV will get you this, but 5cr? 😵‍💫
Wont it make sense to get the Burgundy Private? (Me, wondering with my 10k min bal account)

Its kind of Private banking of HDFC. But just like their other relationship programs, this is also way behind other bank's private banking.

 

[shrewdoc]

Its kind of Private banking of HDFC. But just like their other relationship programs, this is also way behind other bank's private banking.

Exactly. Their relationship program is a mess. Recently I was moved from Classic to Vishesh (Classic Equivalent for Semi-Urban) banking. I don't know how. Had a heated argument with my RM and told him I wouldn't be moving funds into my account anymore (I wasn't going to anyways, as to me Preferred and Imperia don't make sense). Got a good excuse in my favour to avoid those investment calls. 😆

 

[deepcards]

Hi, my friend needs a suggestion for best premium/super premium card which is strictly LTF on the basis of following criteria:
---He has family business where he is credited with 4L/month salary
---Has ITR filing of around 50-75L as far as I know.

He is currently using some extremely screwed up credit cards from Kotak and HDFC.
He has savings account in both (maybe basic account).
So please suggest best case alternative that he can avail. He is fine with a credit card of a bank where he doesnt even have savings account. What are the options available.

NOTE: He doesnt have much credit card spending so if any card has any spend based criteria, pls dont suggest that.

Bro, with this much ITR, why does he need a LTF card? Itni kanjoosi kyun?
Ask him to shift his salary account to axis burgundy, and ask for Magnus LTF.

or HDFC walo ko bolke infinia try karo- which won't be LTF though.