Suggest me a 3rd Savings account with High Initial Deposit

[Darthvader]

Looking for a 3rd bank savings account where i can put some emergency cash.

Banks accounts portfolio :
IDFC Wealth
HDFC Imperia

Can put initial deposit up to 10-15L or even more if some other account is it worth taking.

Banks considered so far :
IndusInd Exclusive Savings Account

Not aiming for credit card offers, just service and dedicated relationship manager if i get its enough.
Staying away from Axis as their consolidated charges are nightmare for me.

0 balance account preferred because i have no idea when situation comes to takeout cash.

 

[Kiranonlinee]

Try DBS cc is very helpful

 

[dhiraz]

Looking for a 3rd bank savings account where i can put some emergency cash.

Banks accounts portfolio :
IDFC Wealth
HDFC Imperia

Can put initial deposit up to 10-15L or even more if some other account is it worth taking.

Banks considered so far :
IndusInd Exclusive Savings Account

Not aiming for credit card offers, just service and dedicated relationship manager if i get its enough.
Staying away from Axis as their consolidated charges are nightmare for me.

0 balance account preferred because i have no idea when situation comes to takeout cash.

ICICI Wealth Management Check Out This Thread

Unknown Benefit of ICICI Wealth Management program

 

[Bugs Bunny]

ICICI wealth management any day.

 

[SSV]

Looking for a 3rd bank savings account where i can put some emergency cash.

Banks accounts portfolio :
IDFC Wealth
HDFC Imperia

Can put initial deposit up to 10-15L or even more if some other account is it worth taking.

Banks considered so far :
IndusInd Exclusive Savings Account

Not aiming for credit card offers, just service and dedicated relationship manager if i get its enough.
Staying away from Axis as their consolidated charges are nightmare for me.

0 balance account preferred because i have no idea when situation comes to takeout cash.

ICICI Wealth - If you have option choose a better Wealth branch

 

[Darthvader]

ICICI wealth management any day.

ICICI Wealth - If you have option choose a better Wealth branch

My loan experience with them was very bitter, had a bad impression. Is it really good atleast wealth management of ICICI ?

 

[SSV]

My loan experience with them was very bitter, had a bad impression. Is it really good atleast wealth management of ICICI ?

Yes , it is.. you need to get from a proper WM branch, not from a normal branch. If it is in an affluent suburb it is even better.

 

[Bugs Bunny]

My loan experience with them was very bitter, had a bad impression. Is it really good atleast wealth management of ICICI ?

Maybe some rotten staff, but trust me wealth management customer care is absolute professional. I've never ever seen such quick and professional service in any bank

 

[SSV]

There is an abundant of info about WM account here...

ICICI Wealth Management Account Holders please share your experience.

What's the MAB you guys maintaining in your Wealth management account. And what's would be the ideal mab to prevent it from getting downgraded. Or any tips to avoid getting the account downgraded without maintaining mab.

www.technofino.in

 

[Bugs Bunny]

Maybe some rotten staff, but trust me wealth management customer care is absolute professional. I've never ever seen such quick and professional service in any bank

Try negotiating emeralde ltf if opening it in rural branch if they don't listen then minimum should be Sapphiro ltf.

 

[SSV]

Maybe some rotten staff, but trust me wealth management customer care is absolute professional. I've never ever seen such quick and professional service in any bank

+1

 

[Darthvader]

Try negotiating emeralde ltf if opening it in rural branch if they don't listen then minimum should be Sapphiro ltf.

There is an abundant of info about WM account here...

ICICI Wealth Management Account Holders please share your experience.

What's the MAB you guys maintaining in your Wealth management account. And what's would be the ideal mab to prevent it from getting downgraded. Or any tips to avoid getting the account downgraded without maintaining mab.

www.technofino.in

Maybe some rotten staff, but trust me wealth management customer care is absolute professional. I've never ever seen such quick and professional service in any bank

Just read the experience, most of them are satisfied. I am from Bangalore have to see which location/branch is good to open up a wealth account. Just hope it doesn't turn out to be another disaster already experienced once. Based on reviews here i can give one more shot most of them are positive.

 

[SSV]

Just read the experience, most of them are satisfied. I am from Bangalore have to see which location/branch is good to open up a wealth account. Just hope it doesn't turn out to be another disaster already experienced once. Based on reviews here i can give one more shot most of them are positive.

As I said look for dedicated Wealth Management branch in an affluent suburb. you can't go wrong unless you get some rare stupid RM/BM..
Read all my posts regarding this.. You will get to know. I get all my banking services at my door step when physical appearance is need, all other services by WhatsApp.

 

[SSV]

but as @Jatin Mangla mentioned, bargain all the facilities you need before opening the WM account..

 

[SSV]

Looking for a 3rd bank savings account where i can put some emergency cash.

Banks accounts portfolio :
IDFC Wealth
HDFC Imperia

Can put initial deposit up to 10-15L or even more if some other account is it worth taking.

Banks considered so far :
IndusInd Exclusive Savings Account

Not aiming for credit card offers, just service and dedicated relationship manager if i get its enough.
Staying away from Axis as their consolidated charges are nightmare for me.

0 balance account preferred because i have no idea when situation comes to takeout cash.

Is IDFC Wealth any good from your experience??

 

[credit_debit]

ICICI wealth / DBS / Kotak /Axis Burgundy Private.

There is nice article recently published on this topic in the mint. Do check:

How beneficial are premium banking services for HNIs?

That depends on the TRV threshold set by banks and charges associated with other services

www.livemint.com

 

[SSV]

ICICI wealth / DBS / Kotak /Axis Burgundy Private.

There is nice article recently published on this topic in the mint. Do check:

How beneficial are premium banking services for HNIs?

That depends on the TRV threshold set by banks and charges associated with other services

www.livemint.com

These are mostly one step above ICICI Wealth management account level...
These may be referred to as Ultra HNI accounts, if we classify ICICI Welath account is for HNI..
Thanks for sharing anyway.. Good article..

 

[Bugs Bunny]

idfc is the shittiest bank jitna door reh sko utna acha e except for some ltf cards

Is IDFC Wealth any good from your experience??

 

[SSV]

idfc is the shittiest bank jitna door reh sko utna acha e except for some ltf cards

Thanks a lot for endorsing my view , I too thought so. Just wanted to know from an account holder...

 

[4uziaul]

idfc is the shittiest bank jitna door reh sko utna acha e except for some ltf cards

Are you the same person who has an entire thread dedicated to the IDFC Wealth account?