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Suggest me a card - Moving on from Magnus

bulldozer

TF Select
VIP Lounge
I am not planning to continue with Magnus.
Current portfolio:
Amex MRCC
SC Manhattan (planning to cancel)
SBI Cashback
Amazon Pay ICICI

Expected annual spending - 8-10L

Rewards usage - My primary motive is using reward points for domestic travel. Not too keen on business tickets and I will be traveling with family.

My shortlist:

1) SBI Vistara Prime
I thought SBI Vistara Prime would be a good pick but tried to apply online and got an error saying they won't service my pin code (I am in a tier 3 city). I had no problem getting the SBI Cashback card though.

Any pointers on how to get this?

2) I am eligible for FYF HDFC Infinia (and spend-based reversal)as per the bank website. But how good is this compared to a Vistara co-branded card (considering my intended use)

3) Axis Vistara Signature - felt that SBI one was comparably better. But if there is no way of getting it, this may be a good replacement.

Few other queries:

1) Are there any options I am missing?
2) Does Infinia offer better returns for my use case?
3) Does getting an Infinia along with a Vistara co-branded card add value to my spending range and rewards usage plan?
4) I also saw a couple of comments from members here asking not to spend more than 4.5L in SBI Vistara. I did not understand the reason for this though. spending 8L will get 4 tickets + 10k Yatra voucher, right?
 
I am not sure if they issue Infinia directly just based on the ITR as it is an Invite only card and you have not mentioned having any other HDFC Card but if they do get the Infinia.
 
I am not sure if they issue Infinia directly just based on the ITR as it is an Invite only card and you have not mentioned having any other HDFC Card but if they do get the Infinia.
I have my salary account with HDFC.
There is a related mysterious activity where I used to have a Regalia card which I had canceled more than a year back. Last month suddenly I got a statement for this (no dues). But not sure how a canceled card took birth again.
So yes, technically I have a card
 
So yes, technically I have a card
Confirm with customer care before if they still have the Regalia active. Infinia will need a good limit on an existing HDFC CC (8-10 lakhs+), and good spending in the last 6 months as well.
Sbi vistara prime is a great card but none of these stand in front of the Infinia. For travel 1 RP=₹1 and much more.
 
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SBI Vistara makes sense if you are in one of the Metros or where Vistara flies direct to/from.

Since you dont live in above described places, you'll need 2 vouchers on one stop flights + both legs should have availability at the same time.

If you are eligible for Infinia, go for it.

It's still the best premium card at that rate + best RP rate in the market + RPs on paying annual fees + annual spend based waiver + frequent spend based offers + Stable smart buy RPs (currently) + lounge access domestic (via card & PP too I guess) + unlimited lounge access international via PP + RPs on most spends etc
 
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Every thing is fine but you can make this LTF if you cancel once sc will not issue this card again
I will try putting in a request to make this LTF. Thanks for the prompt. The thing is with a spend of Rs 30k, they are supposed to reverse the annual fee. And I can reach this easily. But they always charge me and will reverse it only after multiple reminders.
 
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