Suggest me a Credit Card -19-Year-Old, Self Employed

[PRIYANSHU_]

My brother is currently 19 years old, self-employed (ITR Form-4 of 5lakhs).

Which Credit Card should he apply.

Bank accounts - Fi, IndusInd (cc application rejected)
CIBIL - 770 (1 Year+ credit history)
Secured CC - OneCard

 

[aayusharyan]

Feel bad that most Engineering and Management colleges get all these alumni offers but Medical Colleges(except AIIMS D) don't get such benefits. Dil se bura lagta hai

I have seen a few Doctors Cards. Aren't they like limited to Doctors only?

 

[RishiKiDev]

I have seen a few Doctors Cards. Aren't they like limited to Doctors only?

I think there's only one from SBI. It's called SBI IMA Doctor's Card or something. It's exclusively for doctors.
Not much value for money.
Only benefit is the malpractice insurance.

 

[aayusharyan]

I think there's only one from SBI. It's called SBI IMA Doctor's Card or something. It's exclusively for doctors.
Not much value for money.
Only benefit is the malpractice insurance.

Ohhh, then yeah, Medical colleges should also be added in the list of Alumni offers.

 

[RishiKiDev]

Ohhh, then yeah, Medical colleges should also be added in the list of Alumni offers.

Yes need those alumni offers. I don't know how can banks ignore such a large potential business opportunities.

 

[shrewdoc]

I have seen a few Doctors Cards. Aren't they like limited to Doctors only?

Namesake cards. No real benefit except only Dr. printed before your name on card

 

[RishiKiDev]

Namesake cards. No real benefit except only Dr. printed before your name on card

True. SBI Cards agents were unnecessarily pushing me for this card.

 

[aayusharyan]

Namesake cards. No real benefit except only Dr. printed before your name on card

Yeah, that's not good.

 

[Cryptopsycho]

Guys, please avoid posting messages just for gossiping. The entire intent of thread gets defeated.

Earlier messages are deleted. You people may continue your chat in DM or through chat.

 

[shrewdoc]

Guys, please avoid posting messages just for gossiping. The entire intent of thread gets defeated.

Please delete the messages. It's going total off topic

 

[unusedbrain1]

My brother is currently 19 years old, self-employed (ITR Form-4 of 5lakhs).

Which Credit Card should he apply.

Bank accounts - Fi, IndusInd (cc application rejected)
CIBIL - 770 (1 Year+ credit history)
Secured CC - OneCard

No matter how loud u cry .
U wont get cc from Axis .
Hdfc will give u card only pre approved.
Forget about icici
Idfc - even salaried are stuck with idfc wow offer.
Sbi - try ur luck / no luck - nothing will happen.

Best is if u have itr from 19 yr . Keep doing what u doing .
At 21 with 3 yr itr ..
U will have a early start

 

[AritraSaha]

No matter how loud u cry .
U wont get cc from Axis .
Hdfc will give u card only pre approved.
Forget about icici
Idfc - even salaried are stuck with idfc wow offer.
Sbi - try ur luck / no luck - nothing will happen.

Best is if u have itr from 19 yr . Keep doing what u doing .
At 21 with 3 yr itr ..
U will have a early start

Why you so pessimistic..
You can get fk axis and basic axis cards.
Icici you cannot apply without 21.
I don't recommend idfc.
Sbi is 21+

Even if everyone reject .
I will recommend him to get fd card from kotak or icici.. useful in sales...

One problem is he can't get onecard unsecured as he have secured card..

 

[unusedbrain1]

Why you so pessimistic..
You can get fk axis and basic axis cards.
Icici you cannot apply without 21.
I don't recommend idfc.
Sbi is 21+

Even if everyone reject .
I will recommend him to get fd card from kotak or icici.. useful in sales...

One problem is he can't get onecard unsecured as he have secured card..

And you said the same thing i said .
Apart from fk axis .
I did 6 lakh genuine Spending on axis dc .
Balance of 2 lakh for 6 month. .
Before turning 21 ..hoping i will get . nothing happened
After 21 and 2 month they gave me pre approved
And 1 year ago .bank employee/manager said the same thing.

Hdfc gave me card before 21 .even with student in profile section

 

[AritraSaha]

And you said the same thing i said .
Apart from fk axis .
I did 6 lakh genuine Spending on axis dc .
Balance of 2 lakh for 6 month. .
Before turning 21 ..hoping i will get . nothing happened
After 21 and 2 month they gave me pre approved
And 1 year ago .bank employee/manager said the same thing.

Hdfc gave me card before 21 .even with student in profile section

Use your brain & close axis Bank account.

Dil se open, dimaag se close..

 

[unusedbrain1]

Use your brain & close axis Bank account.

Dil se open, dimaag se close..

Why would I? Already got so many offers since last 3 month

 

[AritraSaha]

Why would I? Already got so many offers since last 3 month

Offers like?

 

[Bugs Bunny]

@Jatin Mangla Got Infinnia as a student.

bombarded with 15+ messages lmaoo

 

[aayusharyan]

bombarded with 15+ messages lmaoo

 

[unusedbrain1]

Offers like?

Cc , bike loan , car loan

 

[PRIYANSHU_]

And you said the same thing i said .
Apart from fk axis .
I did 6 lakh genuine Spending on axis dc .
Balance of 2 lakh for 6 month. .
Before turning 21 ..hoping i will get . nothing happened
After 21 and 2 month they gave me pre approved
And 1 year ago .bank employee/manager said the same thing.

Hdfc gave me card before 21 .even with student in profile section

Why you so pessimistic..
You can get fk axis and basic axis cards.
Icici you cannot apply without 21.
I don't recommend idfc.
Sbi is 21+

Even if everyone reject .
I will recommend him to get fd card from kotak or icici.. useful in sales...

One problem is he can't get onecard unsecured as he have secured card..

Use your brain & close axis Bank account.

Dil se open, dimaag se close..

I don't want Axis cc, they are the most fk-ing stupid .

 

[unusedbrain1]

I don't want Axis cc, they are the most fk-ing stupid .

Gussa nhi krte bhaijaan.