Suggest me a Credit Card -19-Year-Old, Self Employed

[PRIYANSHU_]

My brother is currently 19 years old, self-employed (ITR Form-4 of 5lakhs).

Which Credit Card should he apply.

Bank accounts - Fi, IndusInd (cc application rejected)
CIBIL - 770 (1 Year+ credit history)
Secured CC - OneCard

 

[aayusharyan]

I don't want Axis cc, they are the most fk-ing stupid .

Aur fir koi banks hi nahi bache. All of them have been covered till now.

 

[AritraSaha]

Cc , bike loan , car loan

Now you don't need their account..

 

[AritraSaha]

I don't want Axis cc, they are the most fk-ing stupid .

They are good actually..
Kiwi, Airtel, ace , fk, are good.

 

[PRIYANSHU_]

They are good actually..
Kiwi, Airtel, ace , fk, are good.

CC are good but bank staff is stooopid

 

[AritraSaha]

CC are good but bank staff is stooopid

Who cares.. if your close the savings account you don't need them anymore.

 

[unusedbrain1]

Now you don't need their account..

Anyways i m not maintaining the account since i got the cc.
Will close when i get time.

 

[unusedbrain1]

CC are good but bank staff is stooopid

I had bad experience with hdfc Staff .. complained on thier website..now i directly talk to Manager ..
Sadly manager got transfer

 

[AritraSaha]

Anyways i m not maintaining the account since i got the cc.
Will close when i get time.

Have to pay nmc if not maintained..

 

[unusedbrain1]

Have to pay nmc if not maintained..

Not in my case .they just say it will he downgraded.
Never had nmc in axis ..
This is story of many months in year

 

[NShah]

Have to pay nmc if not maintained..

Rbi ka Bamboo hai n

 

[AritraSaha]

Not in my case .they just say it will he downgraded.
Never had nmc in axis ..
This is story of many months in year

Which account u have?.

 

[unusedbrain1]

Which account u have?.

5k online Variant

 

[AritraSaha]

Rbi ka Bamboo hai n

Rbi says bank can't make balance in negative for nmc charges.

Banks will just make your account 0. Then nmc charges will be lien against your account..

Good luck fighting that

 

[AritraSaha]

5k online Variant

If you dont maintain 5k.. they will cut nmc when you make next deposit..

There is no downgrade for easy access account.

 

[unusedbrain1]

Rbi ka Bamboo hai n

P

Rbi says bank can't make balance in negative for nmc charges.

Banks will just make your account 0. Then nmc charges will be lien against your account..

Good luck fighting that

Hdfc laughing in the corner

 

[NShah]

Rbi says bank can't make balance in negative for nmc charges.

Banks will just make your account 0. Then nmc charges will be lien against your account..

Good luck fighting that

I have done this before with ICICI, after that I converted my savings account into salary.

 

[AritraSaha]

I have done this before with ICICI, after that I converted my savings account into salary.

Fake salary account

P

Hdfc laughing in the corner

 

[NShah]

Fake salary account

H m m

 

[unusedbrain1]

H m m

With how much fake salary

 

[NShah]

With how much fake salary

N o t h i n g