Suggest me a credit card portfolio based on spends

[the_collector]

Hi All,

I am writing this to ask your recommendation for a card Portfolio for a friend of mine.

Here is his spends :

Medicine - 4k/month
Fuel - 9k/month
Insurance and policy - 11L-12L / year
Groceries - 45k/month
Electricity - 15k/month
Subscriptions and misc - 10k/ month.

His current card portfolio:

1. Amex mrcc
2. Icici Amazon pay
3. Kotak royale signature
4. Icici platinum

All are with 5L limit.

Based on the above can you'll recommend the best cards for these spends?

He's looking for a spend based milestone card for the policies/insurance amount.

He is open to rewards in travel or cashback form

I recommended amex plat travel ( apay voucher ) + MRCC for medicine + grocery.

Please note : he is self employed and would prefer to get any new card via C2C if possible/ without income docs.

Thanks in advance!

 

[drsel]

Choose from the article
Cards giving 10% or more return

 

[the_collector]

Choose from the article
Cards giving 10% or more return

Which article? Can you share the link here?

 

[drsel]

Thread 'Cards giving 10% return or more' https://www.technofino.in/community/threads/cards-giving-10-return-or-more.25667/

 

[sahilgulati5]

Change the card portfolio:

1. Amex mrcc ( Buy vouhcers using Reward multiplier)
2. Icici Amazon pay( direct amazon purchase, Grocery, Vouchers)
3. Axis Atlas ( Hotel, Flight, Traveledge, Gyftr)
4. HDFC DCB ( will give you point son insurance)( as this is ur majority spends)

 

[the_collector]

Change the card portfolio:

1. Amex mrcc ( Buy vouhcers using Reward multiplier)
2. Icici Amazon pay( direct amazon purchase, Grocery, Vouchers)
3. Axis Atlas ( Hotel, Flight, Traveledge, Gyftr)
4. HDFC DCB ( will give you point son insurance)( as this is ur majority spends)

Unfortunately he can't get his hands on hdfc cards. They're only offering moneyback.

Any other card that's good for insurance spends ?

Are the vistara cards worth taking? As they offer milestone benefits

 

[adi.maurya]

Thread 'Cards giving 10% return or more' https://www.technofino.in/community/threads/cards-giving-10-return-or-more.25667/

hi, i guess the link is not functional anymore, are you sure this is the right link?
Thanks!

 

[drsel]

hi, i guess the link is not functional anymore, are you sure this is the right link?
Thanks!

Yes, only top members can see it

 

[drsel]

hi, i guess the link is not functional anymore, are you sure this is the right link?
Thanks!