Suggestion for Amazon pay ICICI CREDIT CARD Application approval.

[saniruidas]

After 6 months waiting Amazon pay icici CC reapply option open now, Now please give me suggestions for approval before applying.

I have icici mine account from last 5 years. ( Transaction and maintaining balance good for last 2 months)
I also do 7 Amazon shopping upper 10k+( total approx 1Lac) in last 2 months.

I have Axis 4 CC, Yes 1, RBL 1 , Fed 1.

In 4 years ago I also have icici platinum secured FD CC for only 5 months . ( Now it's closed, 4 years ago)

My CIBIL 771 ( previous month 786)

Thank you in advance.

 

[Aniket]

Hey bro,
can i know your age?

Age toh 21+ hoga

 

[sudheerreddy]

Age toh 21+ hoga

For me this happened,
Card got Rejected 3 times and after turning 21 year on 4th attempt card got approved.

 

[Aniket]

For me this happened,
Card got Rejected 3 times and after turning 21 year on 4th attempt card got approved.

Age eligibility is 21. That's the reason.

 

[sudheerreddy]

Age eligibility is 21. That's the reason.

Yes,
Thats why i had asked @saniruidas age

 

[Aniket]

Yes,
Thats why i had asked @saniruidas age

It's obvious, he is 21+ because he had PNB card.

 

[saniruidas]

Hey bro,
can i know your age?

My age 24+

 

[saniruidas]

Koi na bro unse specific reason puchiye rbi ka rule quote karke...

Hope next baari ho jaye 🤞

It's 4th time they rejected bro .
I'm trying to get from 2 years 😅 6 months wait and then rejected.

Maybe reason I had previous relationship with them and the account was youth account ICICI mine completely zero balance account. I need to close the account. ( But I updated kyc many years ago , student to self employed, income limit also changed. But their system thinking I'm still student.

 

[saniruidas]

For me this happened,
Card got Rejected 3 times and after turning 21 year on 4th attempt card got approved.

What was your your cibil score, Amazon order history, income category and income that time bro ?

 

[Humanbeing]

today i have applied for amazon pay icici card and it approved within 2-3 minutes without any kyc because i have bank account account with icici from last 1 year.

mostly in your case it will approved just like mine

Could you share little bit about your existing credit history like Cibil score, credit age, enquires in last couple of months, & do you have any existing ICICI card?

 

[SmitSing]

Again Rejected 😔

Reason :
Based on the information provided by you and as per the criteria mentioned below, we are unable to offer you the Credit Card.

Rejected due to insufficient/adverse of credit history being less than required policy norms

Same facing this from 2 yrs

 

[saniruidas]

Same facing this from 2 yr

Are you existing customer icici ? Or new

 

[SmitSing]

Are you existing customer icici ? Or new

Bro saving account from 2021 still not get Even i maintaining 1 lakh +

 

[saniruidas]

Bro saving account from 2021 still not get Even i maintaining 1 lakh +

That's why you don't get this card. I think this card offer only for New user of bank . They only approved for new user with low cibil also . But existing customer doesn't get this.

 

[SmitSing]

That's why you don't get this card. I think this card offer only for New user of bank . They only approved for new user with low cibil also . But existing customer doesn't get this.

Bro if u got solution for this please let me know!

 

[thewittypanda]

Take any ICICI LTF card, use it for 3-4 months (have minimal use but regular use), you'll get this card pre-approved in Amazon. No KYC no docs nothing required. Card will be delivered to you.

 

[saniruidas]

Bro if u got solution for this please let me know!

Yes, I'm looking for solution.

 

[SmitSing]

Take any ICICI LTF card, use it for 3-4 months (have minimal use but regular use), you'll get this card pre-approved in Amazon. No KYC no docs nothing required. Card will be delivered to you.

Will this trick work bro? i have also taked a FD Based credit card on account opening from ICICI Bank & Closed that after 5 to 6 month I am not getting any pre approved offer 🙁😕

 

[thewittypanda]

Will this trick work bro? i have also taked a FD Based credit card on account opening from ICICI Bank & Closed that after 5 to 6 month I am not getting any pre approved offer 🙁😕

Yes. Long Back in 2020 I applied for Apay ICICI card and it was instantly rejected. Come to Dec 2023 I applied for ICICI Core LTF Credit Card, it was instantly approved. I checked in Amazon App although Apay Credit Card was displaying but not pre-approved, it was asking for documents. I used the LTF card for 3 months and then the Amazon App was showing pre-approved Apay ICICI without any docs. I applied and instantly card approved.


Hope it will the same with you as well

 

[SmitSing]

Yes. Long Back in 2020 I applied for Apay ICICI card and it was instantly rejected. Come to Dec 2023 I applied for ICICI Core LTF Credit Card, it was instantly approved. I checked in Amazon App although Apay Credit Card was displaying but not pre-approved, it was asking for documents. I used the LTF card for 3 months and then the Amazon App was showing pre-approved Apay ICICI without any docs. I applied and instantly card approved.


Hope it will the same with you as well

Bro are u trying to say for FD Credit card?

 

[thewittypanda]

Bro are u trying to say for FD Credit card?

No. Normal Unsecured Credit Card.