Suggestion for Amazon pay ICICI CREDIT CARD Application approval.

[saniruidas]

After 6 months waiting Amazon pay icici CC reapply option open now, Now please give me suggestions for approval before applying.

I have icici mine account from last 5 years. ( Transaction and maintaining balance good for last 2 months)
I also do 7 Amazon shopping upper 10k+( total approx 1Lac) in last 2 months.

I have Axis 4 CC, Yes 1, RBL 1 , Fed 1.

In 4 years ago I also have icici platinum secured FD CC for only 5 months . ( Now it's closed, 4 years ago)

My CIBIL 771 ( previous month 786)

Thank you in advance.

 

[SmitSing]

No. Normal Unsecured Credit Card.

bro what Employment have u filled for?

 

[thewittypanda]

bro what Employment have u filled for?

I am salaried. So applied on salaried profile.

 

[SmitSing]

I am salaried. So applied on salaried profile.

Hmmm that's why bro i am self employed when ever i click on occupation tab as Self Employed application got instant rejected 🙁

 

[saniruidas]

Yes. Long Back in 2020 I applied for Apay ICICI card and it was instantly rejected. Come to Dec 2023 I applied for ICICI Core LTF Credit Card, it was instantly approved. I checked in Amazon App although Apay Credit Card was displaying but not pre-approved, it was asking for documents. I used the LTF card for 3 months and then the Amazon App was showing pre-approved Apay ICICI without any docs. I applied and instantly card approved.


Hope it will the same with you as well

You will not received seperate limit, it's merged limit shareing with primary card.

 

[thewittypanda]

You will not received seperate limit, it's merged limit shareing with primary card.

Yes same card limit

 

[Mysterio_6174]

Could you share little bit about your existing credit history like Cibil score, credit age, enquires in last couple of months, & do you have any existing ICICI card?

i have credit score above 780, credit age is above 4 years, i have existing credit cards from hdfc, kotak and axis, my current age is 21 years, 2 credit enquiries in the past 3 months

 

[saniruidas]

i have credit score above 780, credit age is above 4 years, i have existing credit cards from hdfc, kotak and axis, my current age is 21 years, 2 credit enquiries in the past 3 months

No relationship with icici as well I think ?

 

[saniruidas]

Yes same card limit

Yes it's like a floater card

 

[Mysterio_6174]

No relationship with icici as well I think ?

i have icici bank account from last year

 

[BeingIncog]

Yes it's like a floater card

Dekh federal bank ki ek card ki policy hai, ya co brand ya core. Jupiter wala bhatat connect (bbps) pe nahi aya. Close kared if you need core card with floater waver rupay card.

 

[insomniac911]

Even i got it pre approved in amazon. I didn't proceed with application for almost a year then when i did and got the card in hand within 3 days.

 

[Boy 07]

There are no tricks bro. I was rejected 2 times but got approved 3rd time..
Other way is what everyone suggesting that apply for platinum card.. you will need to submit income proof for it

I applied with 779 Cibil with good payment history but it was declined by saying that Rejected due to insufficient/adverse of credit history being less than required policy norms.

What to do now Cibil to accha he or bank ke cards bhi hain phir Aisa kyu ????