Suggestion for joint account

[arpitium]

Hello I need suggestion for opening joint account (with my wife)
Requirements:
1. 0 MAB
2. 0 debit card charges preferred
3. Digital services

Now that Indusind 0 MAB offer is over, what is the next best thing?

 

[avishj]

Wait for indusind valentine's day partner acc offer.

 

[arpitium]

Just went to Bank of baroda branch and enquired.
They said joint account MAB is 2k.
I dont need any other extra benefits like lounge access, locker etc as I have other card/account for that.
I am going to open joint account with BOB.

 

[kjs]

I am facing the below issues with bob joint account from bob world app & bob bank

1. Cannot change branch from app
2. Cannot enable/disable sms from app
3. Cannot open ppf even if linked to 1st holder. Bank ppl giving different reasons always.
4. Hell of a crowd & very smelly in any branch in Gujarat (surat) visited 3 nearby branches.

 

[avishj]

You might also try ICICI Wealth in joint form, 0 charges for anything, 0 MAB.

 

[arpitium]

I am facing the below issues with bob joint account from bob world app & bob bank

1. Cannot change branch from app
2. Cannot enable/disable sms from app
3. Cannot open ppf even if linked to 1st holder. Bank ppl giving different reasons always.
4. Hell of a crowd & very smelly in any branch in Gujarat (surat) visited 3 nearby branches.

Wish I read this before opening my account.
BoB is just shit. It has been 20 days since my joint account and I am not able to link my wife's debit card with upi.
Branch is useless, customer care is useless.

Waiting for indusind valentine's day offer.
Any other suggestion is also welcome for joint account.

 

[kjs]

Wish I read this before opening my account.
BoB is just shit. It has been 20 days since my joint account and I am not able to link my wife's debit card with upi.
Branch is useless, customer care is useless.

Waiting for indusind valentine's day offer.
Any other suggestion is also welcome for joint account.

Never open joint account in Govt holding banks ..unless they provide small things to be done via mobile app..You can try with HDFC but it's app is very much ok..

 

[tuhin]

Wish I read this before opening my account.
BoB is just shit. It has been 20 days since my joint account and I am not able to link my wife's debit card with upi.
Branch is useless, customer care is useless.

Waiting for indusind valentine's day offer.
Any other suggestion is also welcome for joint account.

Open HDFC SB Max account with 1L FD at SemiUrban/Rural branches