Suggestion Need for American Express Upgrade MRCC to AMEX Platinum Travel

[Shaurya]

Hello TF Community, I received upgrade offer for MRCC Card. I have been using MRCC Since August 2024.
(a) I wanted to ask if upgraded, the MRCC will be blocked/cancelled.
(b) If I can redeem the 10,000 rewards from the 18K/24K collection for Amazon Vouchers.

I highly doubt that I will achieve that Rs.4,00,000/- milestone as my monthly expenditure is about 10-15 K as Amex is not being accepted on many merchant sites/POS.

Is Rs. 2.5K Voucher and 10,000 voucher are worth upgrading, pls guide me.

 

[coolguy1]

As mentioned by others, 4L is the minimum spend that you should make to get the most out of the card.

If you spend 1.9L annually, then it's still a good deal considering you get 15K points and you could use the 3x multipliers on the GVs.

But then at 20K spends per month, MRCC feels better than Plat Travel card which you already have so it might not be the best idea to upgrade!

 

[350modena]

Amazon states this:

View attachment 80272

But, If you make purchases like that, chances are Amazon will block the CC option on your account. While there is no sureshot number, I’ve been buying around 10K per month for quite some time.

I don't buy continuously, I buy them until I reach my insurance amount. So, if you're in a rush, it's best to use multiple Amazon accounts (preferably older ones) or look for other alternatives like magicpin, park+, etc.


I think you meant car insurance. Correct me if I'm wrong, but it works for everything. You just need your policy number and just enter that into the insurance premium section. The maximum limit for insurance is 1L for the amazon pay option.

Thanks. Yes meant car. But i got errors on the Tata aig car insurance renewal when i entered policy no. Will try again this time.

 

[6ix9ine]

Thanks. Yes meant car. But i got errors on the Tata aig car insurance renewal when i entered policy no. Will try again this time.

Probably some issues on their end. Btw, there is a good chance Tata AIG website has amazon pay option on their own portal.

 

[350modena]

Probably some issues on their end. Btw, there is a good chance Tata AIG website has amazon pay option on their own portal.

Let me try. Never seen.