Suggestion needed - Rupay Credit Card for UPI Payments

[am322]

Hi All,

Need a Suggestion:

I am looking for a good/best Rupay Credit Card for UPI Payments. We are not interested in getting a CC from the banks that are not mentioned below.

Another deal breaker is we should be able to get an add-on card for my father.

My wife and I have banking relationships with below:

Savings and CCs:
HDFC
ICICI
IDFC
HSBC

Only CCs
Axis
Federal
AU SFB

Requesting your help in our hunting for this CC!!

 

[Vasuki]

How? At best I can get 0.4% via multi brand

I got 2% with multi-brand ..what u talking

 

[krish11]

but How to get Neu infinity LTF is the biggest question, I have requested them twice and they have denied both the times.

That totally depends on your relationship with the bank and how you negotiate with the bank.

Tata Neu Infinity Card appeared as LTF in Tata Neu App for me....Maybe because I already had Diners Black LTF with HDFC.... Can't really say ...

 

[Transpointer]

I got 2% with multi-brand ..what u talking

Cash rate = 1 x 0.2 = 0.2%
Multi-Brand=1 x 0.4 =0.4%

You are talking about normal non-fuel spends via upi right?

 

[Vasuki]

Cash rate = 1 x 0.2 = 0.2%
Multi-Brand=1 x 0.4 =0.4%

You are talking about normal non-fuel spends via upi right?

Yes non fuel
I did 80k UPI & got 4k reward . calculate that

 

[Transpointer]

Yes non fuel
I did 80k UPI & got 4k reward . calculate that

How though? You got 5% cash back. But everywhere else it says 1 edge point per 100. Is there some milestone?

 

[Vasuki]

How though? You got 5% cash back. But everywhere else it says 1 edge point per 100. Is there some milestone?

No idea I get that .
On 2l something I got 11k point or something

 

[anarchyisfun]

Any Rupay card which gives railway lounge access? I am look out for one.
though Tata Neu is appealing, I currently live in an area where the big and rewarding Tata services are not available like BigBasket and Croma etc.
So currently thinking about either ICici rupay, indusind rupay, Au instapay or hdfc rupay..

 

[cardy]

Any Rupay card which gives railway lounge access? I am look out for one.
though Tata Neu is appealing, I currently live in an area where the big and rewarding Tata services are not available like BigBasket and Croma etc.
So currently thinking about either ICici rupay, indusind rupay, Au instapay or hdfc rupay..

I think icici cards have railway lounge access in their mmt cards and some other cards.
But in plain rupay card I dought there is any card for railway lounge access

 

[anarchyisfun]

I recenlty checked the ICICI card page and saw Coral Rupay offering one railway lounge access per quarter.