Suggestion needed - Rupay Credit Card for UPI Payments

[am322]

Hi All,

Need a Suggestion:

I am looking for a good/best Rupay Credit Card for UPI Payments. We are not interested in getting a CC from the banks that are not mentioned below.

Another deal breaker is we should be able to get an add-on card for my father.

My wife and I have banking relationships with below:

Savings and CCs:
HDFC
ICICI
IDFC
HSBC

Only CCs
Axis
Federal
AU SFB

Requesting your help in our hunting for this CC!!

 

[techt]

HDFC Tata Neu Infinity period.

 

[realjayt]

HDFC Tata Neu Infinity period.

Look no further than this for the most rewarding card. If it’s cash rewards you are after you might try out Axis Kwik Card through kiwi

 

[am322]

HDFC Tata Neu Infinity period.

Can I get add-ons for this? My father doesn't have HDFC account.

 

[am322]

HDFC Tata Neu Infinity period.

And, How about AU virtual UPI card?

 

[krish11]

Can I get add-ons for this? My father doesn't have HDFC account.

You can get Add on by submitting physical form and your father's KYC documents to nearest HDFC branch or send to Chennai.

 

[krish11]

And, How about AU virtual UPI card?

AU virtual UPI Card is okay but have lot of restrictions on their reward points structure. The Instapay card has 1% cashback for certain specific categories and min spends is Rs. 200 in each transaction. Also Add on Card requires that Add on Member should have AU Bank Account else it's not possible. I feel getting Lifetime free Tata Neu Infinity Rupay card really is best for UPI

 

[bigbyte]

Today I tried to make a payment worth 15k from Tata Neu Infinity card on UPI but it was always failing. Tried from both Gpay and payzapp.

Then I tried my SBI Rupay card from Gpay and payment was successful in one shot.

Enough credit and transaction limits available in both cards.

 

[Vasuki]

Today I tried to make a payment worth 15k from Tata Neu Infinity card on UPI but it was always failing. Tried from both Gpay and payzapp.

Then I tried my SBI Rupay card from Gpay and payment was successful in one shot.

Enough credit and transaction limits available in both cards.

Try axis never fails no matter how big amount .
Even Kotak after upgrade

 

[bigbyte]

Try axis never fails no matter how big amount .
Even Kotak after upgrade

In Axis IOCL only few get 1% on UPI. 😉
Myzone/Neo are not rewarding for UPI.

Kotak I don't have any relationship.

I was really surprised when Neu failed, with 7L+ limit.

 

[Vasuki]

In Axis IOCL only few get 1% on UPI. 😉
Myzone/Neo are not rewarding for UPI.

Kotak I don't have any relationship.

I was really surprised when Neu failed, with 7L+ limit.

I got 12k point last week from iocl rupay 🥶

 

[bigbyte]

I got 12k point last week from iocl rupay 🥶

Vadde log vaddi baatein…

 

[Vasuki]

Vadde log vaddi baatein…

Big toh aap ho

 

[bigbyte]

Big toh aap ho

Baad ka byte actually bite sized hai.

 

[Vasuki]

Baad ka byte actually bite sized hai.

If multi brand voucher remains as it is at 40 p .
Then will loot axis 🫂 together 😁

 

[cardy]

HDFC Tata Neu Infinity period.

Yes that's the one.

 

[gabu]

indusind rupay card is also good if you like to domestic air travel.

 

[vishalprasad]

AU virtual UPI Card is okay but have lot of restrictions on their reward points structure. The Instapay card has 1% cashback for certain specific categories and min spends is Rs. 200 in each transaction. Also Add on Card requires that Add on Member should have AU Bank Account else it's not possible. I feel getting Lifetime free Tata Neu Infinity Rupay card really is best for UPI

but How to get Neu infinity LTF is the biggest question, I have requested them twice and they have denied both the times.

 

[cardy]

Hdfc is now being strict on AMC charges
making LTF seems tough now

 

[Transpointer]

In Axis IOCL only few get 1% on UPI

How? At best I can get 0.4% via multi brand