Suggestion whether to close ICICI Coral CC?

[suhailmz]

Hi All, I had applied for ICICI platinum card 5 months ago, but they offer me Coral CC LTF card & I took it. Idea was to use it for generic online discounts during sale/ flight discounts. However, I don’t feel the need to use this card as I am using Amex MRCC, HDFC regalia, & 2 other cards for flipkart & amazon cashback ( Axis & ICICI). My credit score is 765 & I’m looking forward to increase it to 800. Shall I close this coral card or keep it as its LTF?

 

[luckymurari]

If your goal is only to increase CIBIL, closing the card will not help in any way. Since it is LTF, I suggest to let it be there

 

[anirban.choudhuryanirban.choudhury is verified member.]

As it’s LTF , also you don’t have any other cc from icici, I think there is no problem in keeping it

 

[suhailmz]

I have ICICI Amazon Pay card as I spend a lot on Amazon

 

[suhailmz]

If your goal is only to increase CIBIL, closing the card will not help in any way. Since it is LTF, I suggest to let it be there

Sure, thanks