Suggestions for Getting HDFC Infinia Credit Card

[techstrom007]

Get some good business to HDFC
get them your friends salary account
Maintaining good FD

It's all on the RM/BM, how efficiently they can navigate your application and knowledge about bank processes they have.
I have cash & fd more than current INFINIA requirement and 30k less salary (/month) than INFINIA requirement still BM & RM are struggling.
God knows there new sense.

 

[Jhon Anand]

It's all on the RM/BM, how efficiently they can navigate your application and knowledge about bank processes they have.
I have cash & fd more than current INFINIA requirement and 30k less salary (/month) than INFINIA requirement still BM & RM are struggling.
God knows there new sense.

How much is the new criteria rn for salary ? Also is it different for government officials, I remember on ITR it's 60lakhs but no government official is earning that much in salary. Wanna ask about my relative (uncle)

 

[techstrom007]

How much is the new criteria rn for salary ? Also is it different for government officials, I remember on ITR it's 60lakhs but no government official is earning that much in salary. Wanna ask about my relative (uncle)

3 lakh/month Govt
5 lakh/month Private
60 Lakh ITR self employed.

With existing CC limit of 10L with HDFC.

If existing CC is less than 10L it will be upgraded only if LE happens.

 

[Jhon Anand]

3 lakh/month Govt
5 lakh/month Private
60 Lakh ITR self employed.

With existing CC limit of 10L with HDFC.

If existing CC is less than 10L it will be upgraded only if LE happens.

It's pre tax, right? I remember when my cousin applied for tata neu infinity via portal it was asking for pre deduction salary.

 

[techstrom007]

It's pre tax, right? I remember when my cousin applied for tata neu infinity via portal it was asking for pre deduction salary.

Yes including tax.

 

[Jhon Anand]

Yes including tax.

Also do we have this written somewhere or poster ? Our bm is quite useless and would need to fight with her

 

[techstrom007]

Also do we have this written somewhere or poster ? Our bm is quite useless and would need to fight with her

Also confirmed same with my BM. They received the circular mentioning same information in Oct when criteria was revised & increased.

 

[vaibhav111vaibhav111 is verified member.]

Helllo everyone,

I am looking for advice on how to get the HDFC Infinia credit card based on my current profile and relationship with HDFC Bank. Here are the details of my credit card portfolio and financial background:

HDFC credit cards:
- HDFC Millennia - ₹1.6L limit
- HDFC UPI credit card - ₹1.6L limit
- HDFC Pixel Visa - ₹30k limit
- HDFC Pixel RuPay - ₹30k limit
- HDFC IOCL add-on card

Other details:
- Combined spend of over ₹15L across my HDFC credit cards this year
- Over 5 years of salary account and credit card relationship with HDFC
- Taken a personal loan with them and its gonna close in about 6 months
- Annual salary close to ₹10LPA
- CIBIL score: 776
- Other credit cards with limits close to ₹5L

I would like to know the best way to qualify for the HDFC Infinia credit card or how to plan my approach to getting it. Should I focus on increasing my current card limits, upgrading my existing cards, or exploring other avenues?

Any suggestions or tips from those who have successfully upgraded to Infinia or have experience with similar profiles would be greatly appreciated.

Thank you!

60L ITR is needed now. Spend 8L with already 8L existing hdfc limit then you can apply

 

[Jhon Anand]

View attachment 78241

Also confirmed same with my BM. They received the circular mentioning same information in Oct when criteria was revised & increased.

Thanks !! .

 

[Gownandha]

View attachment 78241

Also confirmed same with my BM. They received the circular mentioning same information in Oct when criteria was revised & increased.

60L ITR is needed now. Spend 8L with already 8L existing hdfc limit then you can apply

Is there anyway to get it with CL over 10L and with heavy spending like over 6-8L in 6 months or 15L+ in a year or by any other means.

 

[Jhon Anand]

View attachment 78241

Also confirmed same with my BM. They received the circular mentioning same information in Oct when criteria was revised & increased.

One more thing, if this is satisfied pre tax for gov official, then we can directly ask for infinia, right ? No ulip nonsense will be discussed. I'm thinking of raising directly to MD if BM discuss this, will that work ? Anyone else had done this ?

Already have hdfc preferred but no hdfc credit card. (No cibil history also)

 

[PavanPavan is verified member.]

It's all on the RM/BM, how efficiently they can navigate your application and knowledge about bank processes they have.
I have cash & fd more than current INFINIA requirement and 30k less salary (/month) than INFINIA requirement still BM & RM are struggling.
God knows there new sense.

Seems based on ITR you can send forms to chennai it should be approved

 

[Jhon Anand]

Seems based on ITR you can send forms to chennai it should be approved

Where to get this form ? And chennai address?

 

[PavanPavan is verified member.]

Where to get this form ? And chennai address?

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Branch-Version-Mar2023.pdf

Address of Chennai office

@vaibhav111 @BVC @SSV @Rkr can confirm

 

[RkrRkr is verified member.]

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Branch-Version-Mar2023.pdf

Address of Chennai office

@vaibhav111 @BVC @SSV @Rkr can confirm

HDFC Bank Ltd,
Credit Cards Division.
No 8, L. B. Road, Thiruvanmiyur,
P.O. Box No. 8654,
Chennai 600041,
Tamil Nadu

 

[RkrRkr is verified member.]

Where to get this form ? And chennai address?

HDFC Bank Ltd,
Credit Cards Division.
No 8, L. B. Road, Thiruvanmiyur,
P.O. Box No. 8654,
Chennai 600041,
Tamil Nadu

 

[tachniki]

One more thing, if this is satisfied pre tax for gov official, then we can directly ask for infinia, right ? No ulip nonsense will be discussed. I'm thinking of raising directly to MD if BM discuss this, will that work ? Anyone else had done this ?

Already have hdfc preferred but no hdfc credit card. (No cibil history also)

I have done based on salary. No ulip, fd nonsense.

But they checked net salary that was credited in bank account. So, it was post tax (tds) salary. This was just before October hike in criteria. Not sure if it will be different for govt officials.

 

[sunit123]

2 options to get Infinia
1. Begging or
2. Spending

Choice is yours

You spent 15 lacs to get infinia...Bhai salute hain aapko

 

[Nishan11]

Unless you somehow get a job which is near infinia salary criteria or your present cards get auto le to 8 L or more & then you spend big on them for 6 months, you are not getting infinia in near future.

No offence to anyone, people regularly rotating money for personal expenses should not get infinia or any bank super premium cards anyway.

 

[Jhon Anand]

https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/Resource/Forms%20Centre/Content/Detail%20Page/Forms%20Center%20-personal/Credit%20Card%20links/Credit-Card-Upgrade-Branch-Version-Mar2023.pdf

Address of Chennai office

@vaibhav111 @BVC @SSV @Rkr can confirm

But this is for upgrade right ? I thought we had similar for new application also