Suggestions for Getting HDFC Infinia Credit Card

[vaibhav111vaibhav111 is verified member.]

Is there anyway to get it with CL over 10L and with heavy spending like over 6-8L in 6 months or 15L+ in a year or by any other means.

Isn't your limit 1.5L on hdfc? Some have received 350% limit cLE even then hdfc can say infinia is invite only and need 60L ITR unless hdfc invite you for infinia who know but then why you need infinia though?

 

[techstrom007]

One more thing, if this is satisfied pre tax for gov official, then we can directly ask for infinia, right ? No ulip nonsense will be discussed. I'm thinking of raising directly to MD if BM discuss this, will that work ? Anyone else had done this ?

Already have hdfc preferred but no hdfc credit card. (No cibil history also)

BM / RM will anyway try to sell ULIP and similar investment products. Either deny or say will look those later in 3-4 months.

 

[techstrom007]

2 options to get Infinia
1. Begging or
2. Spending

Choice is yours

You spent 15 lacs to get infinia...Bhai salute hain aapko

View attachment 78256

Negotiating or Spending. If you are providing value to bank what's wrong in getting some value back.

You are still paying card fees.

 

[Hell_Kitty]

Helllo everyone,

I am looking for advice on how to get the HDFC Infinia credit card based on my current profile and relationship with HDFC Bank. Here are the details of my credit card portfolio and financial background:

HDFC credit cards:
- HDFC Millennia - ₹1.6L limit
- HDFC UPI credit card - ₹1.6L limit
- HDFC Pixel Visa - ₹30k limit
- HDFC Pixel RuPay - ₹30k limit
- HDFC IOCL add-on card

Other details:
- Combined spend of over ₹15L across my HDFC credit cards this year
- Over 5 years of salary account and credit card relationship with HDFC
- Taken a personal loan with them and its gonna close in about 6 months
- Annual salary close to ₹10LPA
- CIBIL score: 776
- Other credit cards with limits close to ₹5L

I would like to know the best way to qualify for the HDFC Infinia credit card or how to plan my approach to getting it. Should I focus on increasing my current card limits, upgrading my existing cards, or exploring other avenues?

Any suggestions or tips from those who have successfully upgraded to Infinia or have experience with similar profiles would be greatly appreciated.

Thank you!

with the current criteria you won't get Infinia anywhere in the near future. If you want to wait then there's no guarantee about the future card value w.r.t Infinia.

 

[Gownandha]

Isn't your limit 1.5L on hdfc? Some have received 350% limit cLE even then hdfc can say infinia is invite only and need 60L ITR unless hdfc invite you for infinia who know but then why you need infinia though?

I don't need it right now bro. I was just looking to add it to my collection in future. So it's not a immediate one. Even the purpose of posting here is to know how I can get it in the shortest period of time and what I shouldn't do.