Devaluation Supermoney pro Devaluation wef 01/01/2026

[SSV]

Now 3% CB is capped at total of1% earnings during the same period...

 

[komal]

Sapna tuta hai dil kabhi jalta hai , haa thoda dard hua par chalta hai .
Fir ?????
Fir , agle din apne mohalle me aishwarya aai ..
Ohh ohhh ohh ohhho oohhhb

 

[sunit123]

koi bataoo bhai 2% cashback vala upi cc!?? kiwi toh bass 1.5% deraha hai

Net reward is 1.1% only....on spend of 195, u get 1.5 Rs only

 

[sidmanraj]

Tata neu Infinity and Kiwi r still the top contenders. Jupiter, Slice, Tata neu+ are next best

Instead one can load money in mobikwik via Amex and use for upi spends. Effective cashback is 2% if Amex travel platinum is used

 

[rahulj87]

koi bataoo bhai 2% cashback vala upi cc!?? kiwi toh bass 1.5% deraha hai

You could try millennia rupay cc. If you can achieve quarterly milestone of 1 lakh then effective cashback is 2%. Also minimum amount for cashback is currently 50rs only. Also by using millennia in Super money app we will get some cash back there too.

 

[vchouksey80]

BUT VHI issue hai, uspe bhi minimum 100 ka txn value hona chahiye, abhi tk supermoney me 35 pe bhi 1 aa raha tha, ab to bilkul bhi fayda ni hai rakhke isse. bill generate hote hi close kar denge iss card ko ab. SSV bhai sahi keh rhe the, ek aur jagah khali ho jayegi axis portfolio me.

No, kiwi par instant nhi lekin milestone par count hota hai 35 Rs, so you need patience when you hit the milestone, you will get subsequent 3%, 4% and 5% of 35 Rs spend

 

[RichieRich]

You could try millennia rupay cc. If you can achieve quarterly milestone of 1 lakh then effective cashback is 2%. Also minimum amount for cashback is currently 50rs only. Also by using millennia in Super money app we will get some cash back there too.

aise toh fir scan and score ko bhi add krlo 😉

 

[BhaiyaJi]

Why are banks making reward program so so difficult for customers? I mean this is unnecessary stress for customers. Rewards are supposed to be delightful. Looking at the terms it seems one has to first figure expected spends and then calculate if it makes sense to use the card in that period. Also these bank wont provide any real time spends view. One has to keep track of the spends. This is going to make life of customer support un easy.

 

[iamdhamo]

Good that I dint apply for this card

 

[nh124001]

toh fir kya kiya jaaye.. axis horizon pre approved aaraha hai.. lapet lya jaye? i was waiting for this super money pro only

 

[iamdhamo]

Why are banks making reward program so so difficult for customers? I mean this is unnecessary stress for customers. Rewards are supposed to be delightful. Looking at the terms it seems one has to first figure expected spends and then calculate if it makes sense to use the card in that period. Also these bank wont provide any real time spends view. One has to keep track of the spends. This is going to make life of customer support un easy.

They are not generous people to give us CB. They get money only when we spend and they give portion of it. For few categories they give more and need to compensate in longer run with d'évaluation or with people who choose emi instead of full payment

 

[tachniki]

Why are banks making reward program so so difficult for customers? I mean this is unnecessary stress for customers. Rewards are supposed to be delightful. Looking at the terms it seems one has to first figure expected spends and then calculate if it makes sense to use the card in that period. Also these bank wont provide any real time spends view. One has to keep track of the spends. This is going to make life of customer support un easy.

It is other way. They want us to stop thinking while spending. Just use their card all the time instead of thinking and spending only when it makes more sense to use it.

 

[jyothisthaliath]

I bought PhonePe gift card and using it for merchant payments.

 

[makman]

One thing I learned is never be fomo about any axis cards. Their devaluation team will prove you wrong in no time

 

[SSV]

One thing I learned is never be fomo about any axis cards. Their devaluation team will prove you wrong in no time

It is actually the other way around..
Just reap the benefits before their devaluation innovation team comes into the picture... get the card as soon as possible while the benefits exist , use it and throw it away as soon as it is devalued...risne and repeat .... no loyalty needed at all,
just like how they treat their customers...

 

[tachniki]

There can be annual thread - What shit axis did this year? 😐

 

[hender]

There can be annual thread - What shit axis did this year? 😐

Means Truck 🚛 🚒 Load of 😉

 

[SSV]

It just means that you need to spend 3x the amount on non-Supermoney spends, to retain the original 3% cashback.

So if you spend 10000 on super money app and you want 3% or 300 cashback, you will need to spend 30000 outside the super money app on other UPI and non UPI merchants to get 300 cashback on super money app along with 300 (1% of 30000) on the other non supermoney spends

You might have missed this post..already discussed here..

Post in thread 'Supermoney pro Devaluation wef 01/01/2026' https://technofino.in/community/threads/supermoney-pro-devaluation-wef-01-01-2026.45845/post-1155141

 

[mangalorean]

Closed the card today. Now I can finally apply for other decent cards from Axis.

 

[2025]

Here's sample example (to those who need):

you want ₹300 cashback from the 3% category, then:

How much to spend?​

• Earn ₹300 at 1% → you must spend ₹30,000
• Earn ₹300 at 3% → you must spend ₹10,000

Total spend​

₹30,000 + ₹10,000 = ₹40,000

Total cashback​

₹300 + ₹300 = ₹600

Effective cashback rate​

₹600 back on ₹40,000 spent → 1.5% net

Good illustration.
It's upto *1.5% card now.
*t&c apply.

 

[Hemang]

No, kiwi par instant nhi lekin milestone par count hota hai 35 Rs, so you need patience when you hit the milestone, you will get subsequent 3%, 4% and 5% of 35 Rs spend

bhai but mere pas vo kiwi membership ni hai, to mujhe to 1.5% hi milna hai, so 100 hi maanke karna hai mujhe to transaction.