Devaluation Supermoney pro Devaluation wef 01/01/2026

[SSV]

Now 3% CB is capped at total of1% earnings during the same period...

 

[jr001]

Total cashback capped at 500 or that too has been reduced?

 

[SSV]

Total cashback capped at 500 or that too has been reduced?

There is no capping now..
But you you need to spend more @ 1% bracket to get equivalent 3% CB..
Means we need to spend more on non upi or non super money spends to gain equivalent 3% returns..

 

[hender]

It's brutal 😭

Now 3% CB is capped at total of1% earnings during the same period...

View attachment 115393

 

[2025]

Thanks for sharing
First devaluation notice for '2026'.

 

[abhinavs2206]

This card is as good as dead now! I mean who even devalues a card like that?

 

[Ram1]

Lol
I was tempted for this ,but my instincts stopped me.
Successfully saved from cibil enquiry and additional card in cibil.

 

[SSV]

Thanks for sharing
First devaluation notice for '2026'.

I received SMS a few minutes ago...

 

[stoptomove]

Kya karu close kar dun as I dont have 1% spends

 

[itzmycard]

so the max cashback you get is capped at Rs.100 if you are not using the card outside super.money app

 

[SSV]

This card is as good as dead now! I mean who even devalues a card like that?

I was thinking of closing this card to free up a place in my axis 3 card portfolio...
Now I got a valid reason...

My current axis portfolio.
1) airtel
2) rewards and
3) supermoney pro..

Supermoney pro will be gone soon now...

 

[SSV]

so the max cashback you get is capped at Rs.100 if you are not using the card outside super.money app

Correct . .

 

[cardio_guycardio_guy is verified member.]

Devaluation Thread 'AXIS BANK SUPERMONEY credit card devaluation from 1/1/2026'

Dec 1, 2025

Revision of AXIS BANK SUPERMONEY RuPay Credit Card Terms and Conditions

While you continue to enjoy the benefits on your AXIS BANK SUPERMONEY RuPay Credit
Card, the following revisions will be applicable on your credit card.

Effective 1st January 2026

Changes in cashback computation:
• Cashback capping of INR 500 per statement cycle will no longer be applicable.
• Unlimited cashback of 1% on all eligible UPI purchases (except through super.money
app) and non-UPI purchases.
• 3% Cashback on eligible UPI purchases via the super.money app is now capped at the
total cashback earned from...

• GABBA₹
• axis axis bank credit card devaluation supermoney
• Replies: 2
• Forum: Axis Bank Credit Card

• 
• 
• 

Revision of AXIS BANK SUPERMONEY RuPay Credit Card Terms and Conditions

While you continue to enjoy the benefits on your AXIS BANK SUPERMONEY RuPay Credit
Card, the following revisions will be applicable on your credit card.

Effective 1st January 2026

Changes in cashback computation:
• Cashback capping of INR 500 per statement cycle will no longer be applicable.
• Unlimited cashback of 1% on all eligible UPI purchases (except through super.money
app) and non-UPI purchases.
• 3% Cashback on eligible UPI purchases via the super.money app is now capped at the
total cashback earned from other UPI and non-UPI spends in the same statement
month.
• If cashback from other UPI (outside super.money) and non-UPI purchases is under INR
100, and cashback from super.money UPI purchases exceeds INR 100, then cashback
on super.money UPI purchases will be capped at INR 100.
• All spends below INR 100 will no longer earn any cashback.

Cashback earn illustration:

Scenario 1:
A) Customer spends the following amounts in a billing cycle:
1) UPI purchases made through the super.money app = INR 4,000
2) UPI purchases (except through super.money app) and non-UPI purchases = INR
9,000

B) The cashback for the billing cycle would be calculated as follows:
1) Uncapped cashback earned on UPI purchases made through super.money app = INR
120
2) Cashback earned on UPI purchases (except through super.money app) and non-UPI
purchases = INR 90

C) Capped cashback:
1) Cashback earned on UPI purchases made through super.money app will now be
capped at INR 100
2) Total cashback credited basis capping will be INR 100 + INR 90 = INR 190

Scenario 2:
A) Customer spends the following amounts in a billing cycle:
1) UPI purchases made through the super.money app = INR 11,000
2) UPI purchases (except through super.money app) and non-UPI purchases = INR
30,000

B) The cashback for the billing cycle would be calculated as follows:
1) Uncapped cashback earned on UPI purchases made through super.money app = INR
330
2) Cashback earned on UPI purchases (except through super.money app) and non-UPI
purchases = INR 300

C) Capped cashback:
1) Cashback earned on UPI purchases made through super.money app will now be
capped at INR 300
2) Total cashback credited basis capping will be INR 300 + INR 300 = INR 600

Credits: @GABBA₹

 

[SSV]

Kya karu close kar dun as I dont have 1% spends

Yes .. no need of this card in your case..

 

[Krishna Kumar]

Woww!! AXIS being AXIS!!!

They are innovating devaluations! 😀

 

[finforgo]

I was thinking of closing this card to free up a place in my axis 3 card portfolio...
Now I got a valid reason...

My current axis portfolio.
1) airtel
2) rewards and
3) supermoney pro..

Supermoney pro will be gone soon now...

Same will be closing this, nothing pro about it now 🙁

 

[saymyname]

What's the best card for UPI spends now?

 

[n69b]

Ahh shit. I was behind Supermoney for this card. Also closed one of the Axis cards for this.

Looks like this is not needed anymore.

 

[GABBA₹]

If cashback from other UPI (outside super.money) and non-UPI purchases is under INR 100, and cashback from super.money UPI purchases also under INR 100, then what is the new capping?

 

[n69b]

Only Axis can bring such shitty conditions