Devaluation Supermoney pro Devaluation wef 01/01/2026

[SSV]

Now 3% CB is capped at total of1% earnings during the same period...

 

[b4bhar]

even i am not getting cashback on eligible category also, while doing payment on supermoney app its shows 3% cashback , but when bill is generated , no cashback is provided, and customer care is not providing the reason for no cashback, just automated answers.

if you check the statement, it shows the classification of the purchase as well. I got cb on most of them except of few if they were tagged as utilities maybe due to wrong mcc.

 

[SSV]

But according to above illustration where it is showing transaction of 11k cashback earned is 330 and we get only 300 .
So, according to 15k spends cashback would be 450 ??

Correct... you are slowly getting to the point...

you are saying you want to spend 15k using supermoney app only.. right...

But there is another type of spends ie. spending soemwhere else other than Supemoney app .. do you understand this type of spends..??
and for this type of spends you get 1% CB .. are you aware of this??

 

[komal]

Correct... you are slowly getting to the point...

you are saying you want to spend 15k using supermoney app only.. right...

But there is another type of spends ie. spending soemwhere else other than Supemoney app .. do you understand this type of spends..??
and for this type of spends you get 1% CB .. are you aware of this??

Yes non UPI spends like pos or Flipkart Amazon or any other site .
And UPI spends other than super money will yield 1 %. Right ?
I am getting your point yayy !!

 

[tfbeginner210]

Does Axis have any bulk card closure API that we could use and save effort for all?

 

[SSV]

Yes non UPI spends like pos or Flipkart Amazon or any other site .
And UPI spends other than super money will yield 1 %. Right ?
I am getting your point yayy !!

correct ... so all your non upi spends and non supermoney app spends get 1% CB...


so for example, your total 1% CB spends are 30,000 , then you get 1% of 30,000 = 300...

even though your 3% CB on 15k SUpermoney spends is 450, you will only get 300 maximum becuase of your total 1% CB is 300 only...

in this scenario, you will get
300 (1% CB ) + 300 (3% CB , not 450 ) = Total 600 CB.. on total spends of 15K + 30K = 45K..


did you understand this??

 

[b4bhar]

n

And UPI spends other than super money will yield 1 %. Right ?

but what's the point in using this card with other UPI apps when using it with supermoney app gives 3%? i still dont understand the thought process behind this

 

[SSV]

n

but what's the point in using this card with other UPI apps when using it with supermoney app gives 3%? i still dont understand the thought process behind this

that is the beauty of 🪓's Devalutaion Innovation Team's hardwork....

 

[komal]

correct ... so all your non upi spends and non supermoney app spends get 1% CB...


so for example, your total 1% CB spends are 30,000 , then you get 1% of 30,000 = 300...

even though your 3% CB on 15k SUpermoney spends is 450, you will only get 300 maximum becuase of your total 1% CB is 300 only...

in this scenario, you will get
300 (1% CB ) + 300 (3% CB , not 450 ) = Total 600 CB.. on total spends of 15K + 30K = 45K..


did you understand this??

If I spend only 5k through non UPI then ?

 

[RAHUL GOYAL]

yeh toh hona hi tha but bahut jaldi ho gaya kiwi hi best card hai upi mein

 

[SSV]

If I spend only 5k through non UPI then ?

Here I am assuming your spends are:
1) 15K on supermoney app
2) 5K on non upi , non supermoney

then
you will get 1% on 5k = 50
plus
3% on 15K = 450 .. but 450 will be reduced to 100 as your 1% CB is less than 100...

so total CB is:
50+ 100 = 150 .. on total spends of 5K + 15K = 20K

 

[komal]

yeh toh hona hi tha but bahut jaldi ho gaya kiwi hi best card hai upi mein

I am fat I want to be like kusha

 

[komal]

Here I am assuming your spends are:
1) 15K on supermoney app
2) 5K on non upi , non supermoney

then
you will get 1% on 5k = 50
plus
3% on 15K = 450 .. but 450 will be reduced to 100 as your 1% CB is less than 100...

so total CB is:
50+ 100 = 150 .. on total spends of 5K + 15K = 20K

And if I only strict to Supermoney for UPI then i will get 450 full ?

 

[SSV]

And if I only strict to Supermoney for UPI then i will get 450 full ?

Here I am assuming you want to spend 15k on supemoney app only and nothing else
.. then you will get 100 ( not 450)...

DO you understand this?? or I will explain it again..
or come with more questions to understadn this concept fully...

You need to be quick because I need to go to gym soon..

 

[komal]

Here I am assuming you want to spend 15k on supemoney app only and nothing else
.. then you will get 100 ( not 450)...

DO you understand this?? or I will explain it again..
or come with more questions to understadn this concept fully...

You need to be quick because I need to go to gym soon..

Go , go to gym se will talk later I am hanged now

 

[SSV]

And if I only strict to Supermoney for UPI then i will get 450 full ?

in otherwords.. in order for you to get full 450 CB on your 15k spends on supermoney,
you need to spend 45k on non upi , non supermoney apps...

understood??

 

[b4bhar]

If I spend only 5k through non UPI then ?

you can only get max 100 cb from 3%

 

[drvirag]

why u ppl r closing card now. u have full december. we can close after jan statement

 

[SSV]

why u ppl r closing card now. u have full december. we can close after jan statement

Yes you are correct...
I closed the card because I dont plan to spend much using this card in the next month..and want to empty a place out of my allowed 3 cards

 

[komal]

in otherwords.. in order for you to get full 450 CB on your 15k spends on supermoney,
you need to spend 45k on non upi , non supermoney apps...

understood??

Ok got it , I will sleep peacefully

 

[technoswan]

I thought that I was smart person, until i read this devaluation t&c. My brain is not braining 🤦. I will get ₹100 max.(may be)