Swiggy Credit card issue

[karanarora]

I got the Swiggy HDFC credit card recently but the issue is that, this card doesn't work on Amazon for HDFC offers and works only on some offers on Flipkart. I mailed grievance redressal team for this issue but they're clueless and also tried to get this card changed to a core card like Millenia but they denied. Because of this issue, I am not able to use this card, should I close this card now and apply again through c2c route after few months or try again getting this card changed to Millenia?

And what is the cooldown period in HDFC after closing?

 

[karanarora]

How would they know that we purchased a grocery if there is a different MCC?

They won’t and they will process cashback at wrong %

 

[anonymuos]

How would they know that we purchased a grocery if there is a different MCC?

No idea. Try asking someone from HDFC if you can find out somehow and let us know. Few days ago, I've done both grocery and non-grocery txns from Flipkart using Swiggy card. Will find out soon.

 

[b4bhar]

They won’t and they will process cashback at wrong %

No, what I'm trying to say is, if we buy groceries with one of the MCCs listed in their TnCs like 5311 which is a departmental store. They should be processing 5% cb as dont know if its groceries or not and they would be mixed with other purchases we make at the departmental store, right?

 

[shu_sha]

Does Swiggy HDFC Card give 5% Cashback on Flipkart Groceries?

 

[theflash]

Does Swiggy HDFC Card give 5% Cashback on Flipkart Groceries?

No

You get only 1% on any groceries platform.

 

[shu_sha]

No

You get only 1% on any groceries platform.

How about Sbi Cashback Card?

 

[sudheerreddy]

How about Sbi Cashback Card?

Yes you will get 5%

 

[KFO iug]

I got the Swiggy HDFC credit card recently but the issue is that, this card doesn't work on Amazon for HDFC offers and works only on some offers on Flipkart. I mailed grievance redressal team for this issue but they're clueless and also tried to get this card changed to a core card like Millenia but they denied. Because of this issue, I am not able to use this card, should I close this card now and apply again through c2c route after few months or try again getting this card changed to Millenia?

And what is the cooldown period in HDFC after closing?

Just apply virtual RuPay card from my cards