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Tata Neu Infinity Application Rejected But They Have a Surprising Offer for Me!

  • Thread starter Thread starter icegeek
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icegeek

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Hi , I applied for the HDFC Neu Infinity credit card through an agent (c2c basis) while having a Kotak card with a 500k limit. Unfortunately, my application got rejected. The next day, HDFC employee called me and offered me the Neu Plus card LTF as I am not eligible for Infinity.

I'm in a dilemma whether to accept the Neu Plus offer as I mainly use cards for UPI spends, and my existing Kotak Rupay Platinum card suffices. I want to get the Infinity card; any advice on how to improve my chances and secure it ?

Tata neu app shows both cards FYF only. I have no prior relationship with HDFC.
 
Hi , I applied for the HDFC Neu Infinity credit card through an agent (c2c basis) while having a Kotak card with a 500k limit. Unfortunately, my application got rejected. The next day, HDFC employee called me and offered me the Neu Plus card LTF as I am not eligible for Infinity.

I'm in a dilemma whether to accept the Neu Plus offer as I mainly use cards for UPI spends, and my existing Kotak Rupay Platinum card suffices. I want to get the Infinity card; any advice on how to improve my chances and secure it ?

Tata neu app shows both cards FYF only. I have no prior relationship with HDFC.
Apply again through Tata Neu app.... You might get approval for Tata Neu Infinity which you can convert to LTF after some days.
 
Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get 1.5L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
 
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Do not take any of those.
Better take a core HDFC card first and then apply for any of these.

This way you will have no problem later if want any HDFC core cards in the future. People here have reported they had to face a lot of problems in getting an HDFC core card if their first card was a NEU card.

Also, if you get around 2L or plus credit limit for your core HDFC card. Your TATA NEU Infinity card will be pre-approved and LTF.
Agree.. It's good to get HDFC core card first. It might get difficult to get one once you have Neu card.
HDFC core will be useful in online sales in case they exclude co-branded ones.
Neu cards are still being promoted.
 
I got the LTF offer for Rupay Neu Inifinity on the TataNeu app and applied. Is there any way to confirm prior to activating that the card is really LTF? Otherwise, I'll just not activate. Thanks!
 
I went through few Tata Neu threads for LTF trick & have applied for the infinity and have left the application in middle.
I have core HDFC with 6+ limit, so it's showing pre-approved, but still FYF.
I intend to open application after 2 weeks as it might show LTF as few people suggested.
Few got it FYF & then mailed HDFC to get it LTF, but that also didn't work for few people here, so don't want to try this.

Any other trick for LTF that I should try?
 
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Hi, I went through few Tata Neu threads for LTF trick & have applied for the infinity and have left the application in middle.
I have core HDFC with 6+ limit, so it's showing pre-approved, but still FYF.
I intend to open application after 2 weeks as it might show LTF as few people suggested.
Few got it FYF & then mailed HDFC to get it LTF, but that also didn't work for few people here, so don't want to try this.

Any other trick for LTF that I should try?
I applied when it was showing as FYF. After 1 month emailed to support asking if it can be converted to LTF as having sal acc, they confirmed that it is LTF. You can give a try if you want
 
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