Tata neu Infinity Reapply

[Deleted member 8482]

Hi Guys,

I have closed tata neu credit card on May 23 as I want to apply from Tata neu infinity but after 3 months also I am still not able to apply tata neu infinity card in app.Can anyone let me know do i need to wait for 6 months to apply again.

I am able to see attached message while reapplying.

 

[danish]

Thats sad limit 🥲

that why i closed my freedom card , lets see if hdfc approves my swiggy card

 

[hari99]

Just open tatadigital.com on a device where tata neu is not installed. And login with same mobile number

Yes done it but where to check after that

 

[Gau₹av]

Those who closed Tata Neu and got it again haven't mentioned if they got the same variant or whether they closed Plus but could only apply for Infinity later on.

 

[cardio_guycardio_guy is verified member.]

Those who closed Tata Neu and got it again haven't mentioned if they got the same variant or whether they closed Plus but could only apply for Infinity later on.

If you see this thread, i had mentioned I closed Plus variant. But to get infinity, you need another HDFC card with minimum 1.5L limit. I had swiggy 1.2L limit for more than 10 months. All this time, I could apply only neu plus. But when swiggy limit became 1.52 (somewhere in oct 2024), I applied for neu and infinity variant was unlocked for me. That's when I got infinity.

 

[Gau₹av]

If you see this thread, i had mentioned I closed Plus variant. But to get infinity, you need another HDFC card with minimum 1.5L limit. I had swiggy 1.2L limit for more than 10 months. All this time, I could apply only neu plus. But when swiggy limit became 1.52 (somewhere in oct 2024), I applied for neu and infinity variant was unlocked for me. That's when I got infinity.

OK so as I understand, after you re-applied, you got Plus variant again and only later upgraded to Infinity. Thanks for the clarification.

 

[cardio_guycardio_guy is verified member.]

OK so as I understand, after you re-applied, you got Plus variant again and only later upgraded to Infinity. Thanks for the clarification.

No not like that. When I re-applied, I was eligible for Infinity. I applied for infinity directly.

Approximate timeline is like this:
April 2023: Applied and got Neu plus
July 2023: Closed Neu plus permanently.
November 2023: Appplied and got Swiggy.
October 2024: Applied and got Neu infinity

 

[Gau₹av]

No not like that. When I re-applied, I was eligible for Infinity. I applied for infinity directly.

Approximate timeline is like this:
April 2023: Applied and got Neu plus
July 2023: Closed Neu plus permanently.
November 2023: Appplied and got Swiggy.
October 2024: Applied and got Neu infinity

Oh ok got it so you closed Neu Plus and got Neu Infinity. That's my point when I said it's not clear to me if people got the same variant. That's what my fear is. That because it's a different variant, people are able to apply for it again. Need confirmation from someone in this thread whether they closed Neu Plus and got Neu Plus again. Or whether they closed Neu Infinity and got Neu Infinity again.

 

[cardio_guycardio_guy is verified member.]

Oh ok got it so you closed Neu Plus and got Neu Infinity. That's my point when I said it's not clear to me if people got the same variant. That's what my fear is. That because it's a different variant, people are able to apply for it again. Need confirmation from someone in this thread whether they closed Neu Plus and got Neu Plus again. Or whether they closed Neu Infinity and got Neu Infinity again.

I have done that also partially.
From July 2023 onwards till Oct 2024, whenever I was checking it showed me neu plus only. If I had applied I would have got that, but I wanted only infinity. So I didn't apply.

 

[Gau₹av]

I have done that also partially.
From July 2023 onwards till Oct 2024, whenever I was checking it showed me neu plus only. If I had applied I would have got that, but I wanted only infinity. So I didn't apply.

"Would've got" have doesn't assure in the world of credit cards bro. 😊 This is a weird and abnormally strict bank with very rigid and inflexible policies. They can deny anyone a card saying "You closed it already" and they can only offer a different variant of it. That's why needed confirmation. 🙂Many banks don't reissue the same card ever again but are open to issuing a different card or different variant of it.

In my case, I had Neu Plus then upgraded to Neu Infinity. Neu Plus was not closed but upgraded. So now I've had both variants. I am negotiating with the branch people to see if they will offer me Millennia if I close Neu Infinity (because of the retarded and strict policy of the bank to not give a core card to anyone easily once they get a cobranded one). So if people have closed and gotten same variant of Neu card later by applying from a different number and getting the earlier closed card de-linked from Neu side before re-applying same variant, then that would be some 100% confirmation.

 

[cardio_guycardio_guy is verified member.]

"Would've got" have doesn't assure in the world of credit cards bro. 😊 This is a weird and abnormally strict bank with very rigid and inflexible policies. They can deny anyone a card saying "You closed it already" and they can only offer a different variant of it. That's why needed confirmation. 🙂Many banks don't reissue the same card ever again but are open to issuing a different card or different variant of it.

In my case, I had Neu Plus then upgraded to Neu Infinity. Neu Plus was not closed but upgraded. So now I've had both variants. I am negotiating with the branch people to see if they will offer me Millennia if I close Neu Infinity (because of the retarded and strict policy of the bank to not give a core card to anyone easily once they get a cobranded one). So if people have closed and gotten same variant of Neu card later by applying from a different number and getting the earlier closed card de-linked from Neu side before re-applying same variant, then that would be some 100% confirmation.

What I meant by saying "would have got" -- after entering PAN, other details, address, salary etc and even after CIBIL hit, it showed Neu Plus.
I just hit my cibil 5-6 times just for this in the last 1 year. That means, if I just click the last step submit button - I "would have got" the card.

Also like you told after closing the Neu plus, I got it de-linked from my neu account by writing to tata neu customer care (not hdfc customer care) and also to Tata neu CEO - as in this thread.

You are right, I did not click the final 'submit' and get the neu plus again. So I am not 100% sure to say that "I would have got".

May be I can do one thing - I am anyway going to cancel my Neu Infinity this week. So after some months (maybe March 2025), I will try again for Neu Infinity and see if I really get that or not. That way we can be pakka sure of this scenario.

 

[blackarrow]

Wh

What I meant by saying "would have got" -- after entering PAN, other details, address, salary etc and even after CIBIL hit, it showed Neu Plus.
I just hit my cibil 5-6 times just for this in the last 1 year. That means, if I just click the last step submit button - I "would have got" the card.

Also like you told after closing the Neu plus, I got it de-linked from my neu account by writing to tata neu customer care (not hdfc customer care) and also to Tata neu CEO - as in this thread.

You are right, I did not click the final 'submit' and get the neu plus again. So I am not 100% sure to say that "I would have got".

May be I can do one thing - I am anyway going to cancel my Neu Infinity this week. So after some months (maybe March 2025), I will try again for Neu Infinity and see if I really get that or not. That way we can be pakka sure of this scenario.

Why so much of RnD....you have infinity...than why to try cancel and reapply...just enjoy time bro

 

[RkrRkr is verified member.]

I closed the card in January. But the closed Card was still linked to Tata Digital Account. Whenever I opened card section in Tata Neu application, it said no HDFC card associated with account was found. But on opening Tata Digital website, I could see my closed Card there.
After that I knew, unless this card is delinked from Tata Digital account, I will not get the option to reapply.
Then I send mail to Tata Neu Team about the same in August. The mail game went for 2 months with 2 mails per week. But no resolution.

But the Real Story Comes:

Just to check what happens when I send mail to CEO of Tata Neu, One fine day in October I sent the mail to Tata Neu Customer service, And In CC gave the Mail Id Of CEO of Tata Neu. Also attached all the screenshot of all of our previous conversation. Now there team started the work seriously. Within 1 week the old card was delinked from the account and I got the option to reapply. I reapplied the same day.

That's the Fight I took to get my work done.

Hey kindly share the mail id .
If any issue in public sharing then send me on DM.

 

[roygarg]

by the way - did you wait for 6 months? The card closure email from HDFC bank says i can reapply only after 6 months.
My card was closed 3 months back. So will it be a problem for them to tell that they cannot delink now, i have to wait for 3 more months?

How many days after raising closure request does HDFC send the card closure email? Also, is the card automatically delinked from Neu App?

 

[cardio_guycardio_guy is verified member.]

How many days after raising closure request does HDFC send the card closure email? Also, is the card automatically delinked from Neu App?

HDFC sends the mail within a few days (less than 2-3 weeks).
Card was not automatically delinked from Neu app. Had to send the closure mail from HDFC to Neu customer care to delink it.

 

[roygarg]

HDFC sends the mail within a few days (less than 2-3 weeks).
Card was not automatically delinked from Neu app. Had to send the closure mail from HDFC to Neu customer care to delink it.

Thanks. After how long did you get the option to apply again?

 

[cardio_guycardio_guy is verified member.]

Thanks. After how long did you get the option to apply again?

I am not sure, I left it after that, and then tried after almost 8-10 months I think.