Tell me your Infinia metal or any other super premium cards credit limit. Let's see what's the highest limit and lowest limit offered by HDFC n others

[HumorSimpson]

Moneyback limit 20L🥹

 

[Anupama_Jha]

till now you haven't found my thread ?

Sadly "Nooooo"

But pls answer my question, how's limit so much on such basic cc? Income docs, ITR, salary, black magic 🐈‍⬛

 

[HumorSimpson]

Sadly "Nooooo"

But pls answer my question, how's limit so much on such basic cc? Income docs, ITR, salary, black magic 🐈‍⬛

. . .

Thread 'Got my MoneyBack plus CC upgraded to Millenia'

Nov 3, 2024

Few days ago I sent a mail to CC grievance ( escalation.cc@hdfcbank.com )to upgrade my MB+ to millenia , as usual they replied " fill the following form and send to Chennai office". I replied that if its ok with them to scan and send an email. They agreed to it and they simply approved it. Today I got the physical card too. No war of words or melodrama, it just happened without any email ping-pongs. My MB+ was on rupay and this millenia is visa.

I could think the following could have triggered it, during FK BBD, I have spend ~50K on this MB+.
This is the 4th miracle of my MB+ in the...

• HumorSimpson
• millenia moneyback plus
• Replies: 90
• Forum: HDFC Bank Credit Card

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[rohant]

Moneyback limit 20L🥹

Itna ni lootna chahiye tha

 

[chrungu]

What's yours sir?

Mentioned already in post. 15 lacs

 

[kuchbhi]

I saw, one thread someone's indusind card had 50L limit

 

[helloworld]

Sadly "Nooooo"

But pls answer my question, how's limit so much on such basic cc? Income docs, ITR, salary, black magic 🐈‍⬛

consistent, years of relationship, regular limit enhancements, pay on time.

not taking for 1 or 2 years.

not anyway related to income, itr, salary.

 

[DeadFella]

DCB Metal 14L

 

[bkext]

Whattt!! Like How and why 🧐

This is perhaps my first card when I was new to CC world.
Initial limit - 1L
Issued in Jan-2013 as EMV Visa Platinum Plus CC
Which was later auto converted to MoneyBack upon renewal in Jan-2016 Limit - 1.30L
Aug-2021 - Message came that eligible for limit increase. And it was done to 10L
Aug-2023 - Again got MSG stating eligible for limit increase to 25L
This time I kept on trying to enter 25L, but it was failing. Entered 20L randomly and it was approved. Wish I could have tried with 24.99L 🤪

Applied Tata Neu Infinity as well last year and it shares the same limit.

In between the years I kept getting msgs for upgrade to Regalia LTF which I did not opt. Usage 10K average over a quarter, on time payments.

 

[ENIAC]

Infinia/DCB 16.5Lacs shared

How you got both?

 

[Avatar Aang]

Infinia with CL slightly less than 6L.

 

[Avatar Aang]

How you got both?

Many people have got both cards with split limit. I guess HDFC is not issuing core cards with split limits nowadays.

 

[bitsst]

How you got both?

Check here

Post in thread 'Can I have Infinia and DCB both?'

Jul 19, 2023

I am holding Infinia Metal with Tata Neu Infinity combined limit 15L. Both FYF.

Shot an email on 28th June to upgrade Tata Neu Infinity to Diners Black LTF based on alumni criterion(attached degree and form 16), without mentioning anything about Infinia.

A service request was created on 28th itself. A formal email reply was requested by HDFC to provide concent & accept LTF Upgrade, Rewards points conversion on 3rd July, which I immediately replied. Yesterday(6th July) evening received sms and email that service request has been successfully closed, and asked for feedback.

Fingers...

• bitsst

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[Chacha_vidhayak]

Highest Biz black - 13.5L 🤓
Lowest Regalia gold - 4.5L 🙂‍↕️

 

[HumorSimpson]

Highest Biz black

Need this but I am salaried

 

[helloworld]

Need this but I am salaried

where do salaried use this card?

 

[HumorSimpson]

where do salaried use this card?

Paying income tax

 

[helloworld]

Paying income tax

but that'll be auto deducted as part of monthly payment, mostly. Even if you prepay earlier, organization still can deduct as part of monthly process. Moreover, its needs 7.5L annual spends to get 10K fee waiver which either can contribute through early tax or other means..

I see very less possibility to get benefits for salaried with this card. might be wrong, so checking..

 

[Anupama_Jha]

but that'll be auto deducted as part of monthly payment, mostly. Even if you prepay earlier, organization still can deduct as part of monthly process. Moreover, its needs 7.5L annual spends to get 10K fee waiver which either can contribute through early tax or other means..

I see very less possibility to get benefits for salaried with this card. might be wrong, so checking..

He will pay HR's tax😅

Aur agar kam pade to company ka bhi🫢

 

[sourpai]

but that'll be auto deducted as part of monthly payment, mostly. Even if you prepay earlier, organization still can deduct as part of monthly process. Moreover, its needs 7.5L annual spends to get 10K fee waiver which either can contribute through early tax or other means..

I see very less possibility to get benefits for salaried with this card. might be wrong, so checking..

There are many salaried folks with STCG+LTCG+FD interest + Savings interest exceeding 5-6L per anum. In this case, Biz Black is great card to have

Even something like stock portfolio rebalance, MF reshuffle of decent size can have tax liabilities which fall under stcg + ltcg bracket