The Card Wars - Infinia vs Reserve vs Magnus

[phheeewww]

There is an on going battle between since Reserve got to the market. I am now wondering on what card do i do maximum spends so that I get maximum rewards as well as benefits.
I would like to get sufficient points that i can transfer to air miles so that i can get to travel. but at the same point, i want to have another set of points that i can use for shopping, hotel stays, or other spends EXCLUDING travel.
Calling the experts to please throw some light.
@bhavyegoel @TechnoFino @Subhankar

 

[anirban.choudhuryanirban.choudhury is verified member.]

I use infinia because of indigo, which covers most of the domestic places in india. One can use infinia points to get 70% discount on flights booked using their travel portal.

But Afaik , you can’t use any other cc discount also the prices are bit expensive than aggregators

 

[sumeet_srj]

The Redgiraffe + Payzapp combo continues making Rental on Magnus rewarding .

How can you share details?

 

[churn]

For someone who wants to go deep into the airmiles & hotel loyality game Magnus Reserve duo is no brainer
A frequent traveller where spends are mostly on hotel or airlines website or even POS hotels , atlas is a must have .
Infinnia surely adds a bonus but certainly not a must owing to its various restriction including cap of 7500 points on smart buy a day .
Smartbuy ticket prices are also little higher as compared to different websites

Completely agreed. I am on the miles side for sure. My main goal is to get airline tickets and/or upgrades to business/first class.
Once I have sufficient points, then the points accumulated post that can be used for hotels, shopping etc. I hope that clarifies.

100K per month- Magnus (look no further)
Substantially more than 100K - Reserve
Infinia - Well not comparable with the other two, specially if you are into loyalty programs.

Assume someone spends on domestic purchases (no foreign transactions) for 2L on Reserve and Magnus; and assume one would get 10x on those spends.
If (s)he spends 2L solely on Magnus with 10x spending on those- 145K miles incl monthly bonus
If (s)he spends 2L solely on Reserve he will get 150k.

But if you split 1L each on both cards
Magnus (85000)+ Reserve (75000) = 160K miles

But all these calculations are only if (s)he spends a min of 2L per month. If spends are less than 2L, the differential component of having a Reserve decreases. Also have in mind that 15L and 24L spends on Magnus or Reserve will save you the annual fees.

 

[CCgeek]

How can you share details?

Under Redgiraffe registration select payment mode as payzapp. Add magnus to the new payzapp app and you can pay the redgiraffe bill through magnus. Option to add magnus is only on the new payzapp app.

 

[sumeet_srj]

Under Redgiraffe registration select payment mode as payzapp. Add magnus to the new payzapp app and you can pay the redgiraffe bill through magnus. Option to add magnus is only on the new payzapp app.

Do you load payzapp wallet first with rent amount or directly pay using Magnus which is added to new payzapp app? Are you sure it consider it and give ER points + covers the amount for milestone?

Will it work with no broker option in payzapp?

 

[CCgeek]

Do you load payzapp wallet first with rent amount or directly pay using Magnus which is added to new payzapp app? Are you sure it consider it and give ER points + covers the amount for milestone?

Will it work with no broker option in payzapp?

Make payment directly using magnus on payzapp, do not load the wallet. It does give ER points, about milestone can't say as we will have to wait for 90 days.
Not sure whether this works for nobroker option on payzapp