Banks are businesses, they run for profit, so of course if there are more people like us, banks will face losses and have to do devaluation. While, I don't want anyone to pay those huge CC interests, banks need people like that to stay afoat and give us those rewards. This game is a zero-sum game. Someone needs to pay for those benefits that we get.Beating banks at thier own hypocrisy game of paying on time and enjoying liberty of free credit period with added rewards but behind the scenes all they want and pray for you to default at least once in a while so that they can start exploiting the hell out of you both mentally and financially, ofcourse they won't accept this 🎭 dual nature