unbalanced_tree
TF Buzz
Hi guys
I got the SC ultimate card around 11 months ago. Since the renewal fee will be charged in a few weeks, I am thinking whether I should keep this card. I am not happy with the current rewards catalogue. The only voucher that I can use is Uber and that may be removed in the future as well.
I already have LTF DCB, which is my major driver and hence was only planning to use this card for tax payments. So, I am thinking of downgrading to SC Smart card, since it will give 2% direct cashback - same as SC Ultimate. I do not have any issues with SC Smart's cap of 1000 rupees on cashback. Will SC allow the downgrade or should I just close the card? Is there any better option in general and for tax payments ? The cards I currently hold are:
I got the SC ultimate card around 11 months ago. Since the renewal fee will be charged in a few weeks, I am thinking whether I should keep this card. I am not happy with the current rewards catalogue. The only voucher that I can use is Uber and that may be removed in the future as well.
I already have LTF DCB, which is my major driver and hence was only planning to use this card for tax payments. So, I am thinking of downgrading to SC Smart card, since it will give 2% direct cashback - same as SC Ultimate. I do not have any issues with SC Smart's cap of 1000 rupees on cashback. Will SC allow the downgrade or should I just close the card? Is there any better option in general and for tax payments ? The cards I currently hold are:
- DCB (LTF)
- Tata Neu Infinity (LTF)
- Axis MyZone (LTF)
- ICICI Amazon pay (LTF)
- SBI SimplyClick (500 + GST)
- IndusInd Legend (LTF)
- HSBC Premier (LTF)
