• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend

Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend:

First Signup/login (update the app for old users) -

Complete kyc and wait for physical RuPay wallet card delivery for new users.

You will see Credit card option for load money -

Click here on bank's website -

tide bank.webp

Check merchant name - "Tide platforms Ltd" and pay using 5% SBI Cashback credit card

You will see 2.5% Charges but you will get 5% Cashback on SBI Cashback credit card.

tide.webp

Now use Tide RuPay card to get 3.5% cashback -

First trick -

Go to payzapp app and pay your Livquik/Bajaj fastag payment -

check merchant name - "PZFASTAG" and get 3.5% Cashback on Tide RuPay card.

No extra charges here.

tide payzapp.webp

2nd Trick -

Direct Payzapp wallet load also eligible for 3.5% Cashback on Tide RuPay card.

Use Payzapp full kyc wallet and then use Wallet UPI to pay any Merchant UPI

or NFC Android phone users also use Tap & Pay through Payzapp app

Payzapp wallet loading charge 1.5%+GST and you will get 3.5% Cashback on Tide RuPay card wallet.

3rd Trick -

Use OmniCard wallet app and use Wallet UPI for bank transfer, app link -

my old post about Omni Card Wallet UPI (old omnicard wallet trick is not working on this link post but Wallet UPI signup process is same) - https://www.technofino.in/community...ly-earn-3-upto-rs3000-profit-per-month.17705/

OmniCard wallet loading charge 2.17% and you will get 3.5% Cashback on Tide RuPay card wallet.

4th Trick -

T-wallet app -

Here you can signup through mini kyc or full kyc account too.

Load to T-wallet app and pay for livquik fastag or credit card bill payment (if you get any error on credit card bill payment, just wait 2-3 days and then pay).

T-wallet app loading charge 1.18% and you will get 3.5% Cashback on Tide RuPay card wallet.

But wait, T-wallet app transaction category is govt spend and first Tide will charge you Rs10+GST extra but after 3 bank working day Tide will refund the extra charge.

Effectively you pay only 1.18% charges.

tide twallet.webp

5th Trick -

Tide offer direct bank transfer option.

First you need to purchase Tide reward pass Rs500. which is also refunded if you complete all this payment.

Bank transfer charges will be 1.5% and you will get 2% cashback.

However, im not recommended to use bank transfer feature because low profit.

More details about reward pass here -

tide bank transfer option.webp
 
This is nothing new.

Here is the solution -

Delete all your saved card from payzapp app, including Tide card too.

Now try to load money or after all saved card delete try after 24hrs. You can successfully loaded using Tide RuPay card.
It is not allowing to delete all cards, 1 card still remains, no matter how many times u try, what to do? thanks
 
Just for getting 0.6% cashback, you did more than 20k transactions??
Is not risky?
What Risk?
I asked here and Abhishek and one other member confirmed that if I do more than Rs. 5000 transaction and if the merchant name in otp is Mobiquik, then I will get 3.5% in Tide...
I trusted them and I was not disappinted...
Anyway, What I have understood
you can spend the money in TIDE by
1) Loading in Payzapp or Mobiquik, charges are 3% but you get 3.5%..profit of 0.5%
2) Doing normal expenditure to get 2%
3) Load Gosat (10k free and then 1.8% +gst charge) and then use it in snapay but it will have 2.12+1.18 = 3.3% charge only 0.2 % profit and you get 0.45% gosat coin back which is useless as per me. hence, I do not consider that in my calculation...

I donot know any other method right now...
 
What Risk?
I asked here and Abhishek and one other member confirmed that if I do more than Rs. 5000 transaction and if the merchant name in otp is Mobiquik, then I will get 3.5% in Tide...
I trusted them and I was not disappinted...
Anyway, What I have understood
you can spend the money in TIDE by
1) Loading in Payzapp or Mobiquik, charges are 3% but you get 3.5%..profit of 0.5%
2) Doing normal expenditure to get 2%
3) Load Gosat (10k free and then 1.8% +gst charge) and then use it in snapay but it will have 2.12+1.18 = 3.3% charge only 0.2 % profit and you get 0.45% gosat coin back which is useless as per me. hence, I do not consider that in my calculation...

I donot know any other method right now...
As I have already wasted Rs. 600 in buying the useless Gosat Card, I will focus on 3rd Method to get back the cost of my Gosat card, then I will only use 1st and 2nd method
If anyone knows any other method to do expenditure on Tide card, please share
 
What Risk?
I asked here and Abhishek and one other member confirmed that if I do more than Rs. 5000 transaction and if the merchant name in otp is Mobiquik, then I will get 3.5% in Tide...
I trusted them and I was not disappinted...
Anyway, What I have understood
you can spend the money in TIDE by
1) Loading in Payzapp or Mobiquik, charges are 3% but you get 3.5%..profit of 0.5%
2) Doing normal expenditure to get 2%
3) Load Gosat (10k free and then 1.8% +gst charge) and then use it in snapay but it will have 2.12+1.18 = 3.3% charge only 0.2 % profit and you get 0.45% gosat coin back which is useless as per me. hence, I do not consider that in my calculation...

I donot know any other method right now...
I think MobiKwik merchant is 4900.
For more than 5k amount u will get payU(have not remembered exactly.May be that will be counted for 3.5%)
 
If anyone can clear my doubt it will be very helpful.
I did some transaction in which some of them counted in the 2% progress bar and some of them counted in the 3.5% progress bar.
It's really confusing as I won't be able to touch the milestone of 20000 so will I be getting the cashback on all of them or just the transactions which counted in the 2% progress bar.
I did utility payment which counted in the 2% progress bar and online shopping which counted in the 3.5% progress bar.
 
If anyone can clear my doubt it will be very helpful.
I did some transaction in which some of them counted in the 2% progress bar and some of them counted in the 3.5% progress bar.
It's really confusing as I won't be able to touch the milestone of 20000 so will I be getting the cashback on all of them or just the transactions which counted in the 2% progress bar.
I did utility payment which counted in the 2% progress bar and online shopping which counted in the 3.5% progress bar.
for 3.5% cashback you must have to complete milestone. 2% cashback you get as per progress bar (no milestone in this)
 
What Risk?
I asked here and Abhishek and one other member confirmed that if I do more than Rs. 5000 transaction and if the merchant name in otp is Mobiquik, then I will get 3.5% in Tide...
I trusted them and I was not disappinted...
Anyway, What I have understood
you can spend the money in TIDE by
1) Loading in Payzapp or Mobiquik, charges are 3% but you get 3.5%..profit of 0.5%
2) Doing normal expenditure to get 2%
3) Load Gosat (10k free and then 1.8% +gst charge) and then use it in snapay but it will have 2.12+1.18 = 3.3% charge only 0.2 % profit and you get 0.45% gosat coin back which is useless as per me. hence, I do not consider that in my calculation...

I donot know any other method right now...
Do u recommend getting gosats card? Is there any new user or referral offer? thanks
 
for 3.5% cashback you must have to complete milestone. 2% cashback you get as per progress bar (no milestone in this)
But the transaction counted in the 3.5% should also be counted in 2% or are they different?
Because I was told that anything below 20,000 will be eligible for 2% cashback so i should be receiving 2% for every transaction.
It will be very difficult to use this card in this way then.
 
But the transaction counted in the 3.5% should also be counted in 2% or are they different?
Because I was told that anything below 20,000 will be eligible for 2% cashback so i should be receiving 2% for every transaction.
It will be very difficult to use this card in this way then.
Different .
Generally grocery,bill payments fall under 2% catagory
 
Back
Top