Infinia Time taken for Offline Upgrade to Infinia from DCB

[CC_Exuberant]

Hi All,
I have been informed by CSRM that my existing DCB card can be upgraded to Infinia ( He got approval from higher management as there was deviation of credit limit and salary ). He sent a representative to my office for signature on upgrade form . But I have not received any acknowledgment mail or message for card upgrade .
Anyone here knows how much time it takes for offline upgrade of card ? do the share any mail / message for card upgrade ? And how much time it takes for receiving the card in offline process ?

Thanks!

Update [ Aug 25 ] : The long wait is over !! 😬 Now I see Infinia Metal in my application. So it took 15days to see the final outcome . 🙏

 

[CC_Exuberant]

how much salary credit you had at the time of infinia upgrade in hdfc account ? They always ask me for my ITR which is just 4L as I am a student and they reject it right away because my dcb limit is 6L but spends on dcb were 12-13L in last 6 months

( the salary 2.75L or ITR of 42 L ) or good Credit limit may be more than 8-10 lakh with spends of 7.5 lakh are must !! Mine ITR is 40L but less salary credit !

 

[Bugs Bunny]

I

( the salary 2.75L or ITR of 42 L ) or good Credit limit may be more than 8-10 lakh with spends of 7.5 lakh are must !! Mine ITR is 40L but less salary credit !

I'm just lacking the credit limit, Salary to 42L ptani kab hogi

 

[CC_Exuberant]

I

I'm just lacking the credit limit, Salary to 42L ptani kab hogi

I understand. You being a student hold premium card , seeing your interest and endeavour in finance , bahut jaldi hoga ☺️ it’s a process .. lage raho

 

[Bugs Bunny]

I understand. You being a student hold premium card , seeing your interest and endeavour in finance , bahut jaldi hoga ☺️ it’s a process .. lage raho

Thank you for your kind words sir, just learning everyday from learned seniors like you 🙂

 

[Nemesis]

umm I got auto limit enhancements with time. My spends were huge.

Good to know... Which card? How much spend on your card limit?

Am also low on salary...

 

[Bugs Bunny]

Good to know... Which card? How much spend on your card limit?

Am also low on salary...

I got my first card at the age of 20 and it was pre approved regalia ltf with 3L limit and now I'm 24 and last year my BM got me DCB fyf

 

[CC_Exuberant]

HDFC rep collected my signature on the Infinia upgrade form on July 25th. My RM told me that I will receive an SMS next mid of week regarding the card dispatch, and it should take 2-3 days to arrive after the SMS. So, I believe the overall timeline to receive it is about 15-20 days.

Hi @madh2h , can you please share the status of your card ? When did you get it ?

 

[harshit_agrawal]

I got my first card at the age of 20 and it was pre approved regalia ltf with 3L limit and now I'm 24 and last year my BM got me DCB fyf

How you got pre-approved with 3L limit being a student. You applied through netbanking only or some other way?

 

[Bugs Bunny]

How you got pre-approved with 3L limit being a student. You applied through netbanking only or some other way?

net banking bro

 

[madh2h]

Hi @madh2h , can you please share the status of your card ? When did you get it ?

I just received an email from HDFC yesterday stating that my application delayed due to a signature mismatch. They have confirmed that my Infinia card will be FYE, and I should receive it by next week... can't wait!

 

[CC_Exuberant]

I just received an email from HDFC yesterday stating that my application delayed due to a signature mismatch. They have confirmed that my Infinia card will be FYE, and I should receive it by next week... can't wait!

I didn’t receive any mail . 🙁
But my credit card representative with whom I am following up he too said the same things and asked me to send few details by sharing this screenshot. I am not sure why I am not getting any mail /sms by hdfc directly!

 

[CardTox]

I wanted to upgrade to Infinia, but i was also informed about 2.7l pm salary and 36l ITR.... I have none of the two!!! only 1.55l salary and 20l itr!!!!!

 

[CC_Exuberant]

I wanted to upgrade to Infinia, but i was also informed about 2.7l pm salary and 36l ITR.... I have none of the two!!! only 1.55l salary and 20l itr!!!!!

There are other ways too to get Infinia if you have spent 7.5 lakh in last 6 months . But that depends on you if you want to avail it in the cost of some ULIP/insurance purchase from RM so that they get commission 🫤

 

[Bugs Bunny]

There are other ways too to get Infinia if you have spent 7.5 lakh in last 6 months . But that depends on you if you want to avail it in the cost of some ULIP/insurance purchase from RM so that they get commission 🫤

Is infinia worth a worthless ULIP?

 

[CC_Exuberant]

Is infinia worth a worthless ULIP?

Not in my opinion

 

[R@J]

@CC_Exuberant : Your infinia was approved as FYF?

 

[CC_Exuberant]

@CC_Exuberant : Your infinia was approved as FYF?

It’s not mentioned on the letter . But agent had told it will be FYF .

 

[CC_Exuberant]

@CC_Exuberant : Your infinia was approved as FYF?

Just got confirmation from customer care that it’s LTF ☺️

 

[Bugs Bunny]

Just got confirmation from customer care that it’s LTF ☺️

my goodness. Now that's surely worth a worthless ULIP. Would you mind sharing how much did you invest in Ulip through agent?
What is your Salary and trv with the bank?

 

[venkateshr]

Just got confirmation from customer care that it’s LTF ☺️

If possible, please share the representative number so that I too can get in touch with him. Am toying with the idea of converting my LTF DCB to Infinia but haven't gone for it yet. If Infinia is indeed being offered as LTF, it may be worth it. Thanks.