You should confirm if reward points are only redeemed against Titan vouchers or not,
If Yes then I think its not worth at all with ₹3k fees
4.1 Redemption
4.1.1. All the Titan Reward Points earned on the card can be only redeemed for exclusive Titan
Vouchers via accessing SBI Card’s Website/Mobile App or Helpline: 1860 500 1290 / 1860 180
1290 39 02 02 02 (Prefix local STD code) Or 1800 180 1290 (toll free)
4.1.2. Cardholders can choose to convert their earned Reward Points for exclusive Titan
Vouchers between Titan Jewellery e-Voucher or Titan other brands e-vouchers.
4.1.3. All Titan exclusive vouchers can be redeemed only at participating Titan Stores
4.1.4. Titan Jewellery e-Voucher or Type A vouchers can be redeemed only at select Jewellery
stores Tanishq or Mia or Zoya stores.
4.1.5 Titan other brands e-vouchers or Type B vouchers can be redeemed only at the select Non-
Jewellery/Retail stores and/or website - World of Titan,Taneria, Eyeplus, Skinn, Fastrack, Helios
or Irth stores. (For Eyeplus, redemption of e-vouchers is only applicable at stores)
4.1.6. For Cardholders eligible for Milestone Benefit Vouchers, customers can choose to opt for
either Titan Jewellery e-Voucher or Titan other brands e-vouchers via SMS only
4.1.7. For Cardholders eligible for e-voucher on Tanishq Spends or Type C vouchers, customers
shall be auto shared the voucher details 15 days post the statement cycle. e-Vouchers earned on
Tanishq spends can be redeemed at either of the listed stores and/or website for select Titan
Jewellery or Retail stores– Tanishq, Mia, World of Titan,Taneria, Eyeplus, Skinn, Fastrack, Helios
or Irth stores. (For Eyeplus, redemption of e-vouchers is only applicable at stores)
