PayTM SBI RuPay Credit Card Launched | TechnoFino Opinion

[TechnoFinoTechnoFino is verified member.]

SBI Card and Paytm have already introduced two co-branded credit cards: Paytm SBI Credit Card and Paytm SBI Select Credit Card.
Today, they have launched a RuPay variant of the Paytm SBI Credit Card.


The benefits remain the same, including 3% cashback on travel expenses on the Paytm app, 2% cashback on all other spends on the Paytm app, and 1% cashback on all other spends.
However, there will be no cashback provided for fuel and wallet loading.
Earned cashback will be added to your PayTM gift voucher balance every month.
The new feature of the RuPay variant is that you can link this credit card to the UPI network.

In terms of the card's value, it can be considered as a basic card. However, I would suggest exploring better options. For instance, by using the Axis Ace Credit Card, SC Smart Credit Card, or SBI Cashback Credit Card, you can earn more real cashback easily instead of receiving cashback in the form of Paytm gift voucher balance.

 

[BeingIncog]

How did you get two Rupay virtual CCs from Kotak?

read that again lol

 

[RAMESH BABU N]

How did you get two Rupay virtual CCs from Kotak?

One each from Kotak n Axis.

 

[Optimiser007]

3% CB on mall, movies and travel. 2% on everything at paytm. 1% for the rest including upi

This 2% on everything at Paytm doesn't include UPI txns from Paytm ?

 

[proxified]

This 2% on everything at Paytm doesn't include UPI txns from Paytm ?

Correct. Got the card closed. Good for only 1%cb on upi

 

[Optimiser007]

Correct. Got the card closed. Good for only 1%cb on upi

This 1% cashback is for every platform UPI? for e.g. if I use on supermoney UPI, it gives 1% correct?

 

[proxified]

This 1% cashback is for every platform UPI? for e.g. if I use on supermoney UPI, it gives 1% correct?

No it is through paytm only.

 

[Abhishek012]

No it is through paytm only.

Where it's mentioned ?

@Optimiser007

 

[Pakku]

No it is through paytm only.

Can you please tell me where exactly would we get in rewards and how can it be redeemed or use. And does 1 % cashback means we would get 1Rs or 1Rs equivalent reward points per 100Rs.

 

[proxified]

I got the card closed as it limited usage go paytm only. It was 1% equivalent that time but i believe it got changed later. Now there are many better cards, paytm sbi is good for nothing.