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TNI LTF worth applying?

Mine is REJECTED stating "We reviewed your recent Credit Card application XXXXXXXXXX, and noticed that you already are an existing HDFC Bank Credit Card holder. So we are unable to issue an additional Credit Card to you. We request you to continue using your existing Credit Card with us.We thank you for your patronage"
 
Go for it - it is one of the cards which is very useful if LTF (even for occasional purchases)

For paid version, would not recommend unless you have enough spends in Tata
 
Mine is REJECTED stating "We reviewed your recent Credit Card application XXXXXXXXXX, and noticed that you already are an existing HDFC Bank Credit Card holder. So we are unable to issue an additional Credit Card to you. We request you to continue using your existing Credit Card with us.We thank you for your patronage"
Try mailing to Grievance team to reconsider the decision. They might appove.
 
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