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Transaction failure on SBI Unipay, JIO and PAYTM when using IDFC Platinum Plus DC

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Anindya98 said:
I am using my IDFC Select DC (Visa Infinite) variant in Airtel, Jio Finance. Not faced any payment failure till now.
Can you share your DC pic hiding the number?
Click to expand...
And you're getting rewards also when u pay cc bill using visa dc of idfc through Jio finance? Coz paytm won't give for sure.
 
I made a payment couple days back for the 1st time on Sbi u pay through my visa infinite idfc debit card. Payment was really smooth, in about 12 hours the payment was even credited to the bank. So it was super fast.

I paid just 1800 bill for experiment. Have 1.8 L upcoming bill to be paid. Hence now will try with bigger amount. I just hope I get required debit card points for this bill payment or else it will be pure waste.
 
codenerd said:
And you're getting rewards also when u pay cc bill using visa dc of idfc through Jio finance? Coz paytm won't give for sure.
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Last month I did not receive any RPs till now will wait for 14 days and then raise a request for manual credit.
codenerd said:
I made a payment couple days back for the 1st time on Sbi u pay through my visa infinite idfc debit card. Payment was really smooth, in about 12 hours the payment was even credited to the bank. So it was super fast.

I paid just 1800 bill for experiment. Have 1.8 L upcoming bill to be paid. Hence now will try with bigger amount. I just hope I get required debit card points for this bill payment or else it will be pure waste.
Click to expand...
Did you receive any RPs? I did a transaction around 24th August in Jio Finance. Waiting for the RPs to get credited.
EnthuCC said:
When I had called support for pending rewards I asked them MCC code and they said it's 4900.
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I stopped using SBI Unipay for the last 2 months. But received all the rewards tills June 2024.
 
alpha2betaa said:
Because it was not working on SBI Unipay, PayTm and Jio app, i just checked with Swiggy and transaction was successful there :rolleyes: - the OTP page opened and payment went through..
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Seems issue with BBPS and IDFC debit card :(
Again raised complaint to CC , lets see what they say again
 
skip_tyler said:
Seems issue with BBPS and IDFC debit card :(
Again raised complaint to CC , lets see what they say again
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Is there anyone here who received points for bill payment via sbi unipay+idfc debit card for cc bill payment in August? Need some latest updates.
 
skip_tyler said:
Seems issue with BBPS and IDFC debit card :(
Again raised complaint to CC , lets see what they say again
Click to expand...
Yes…you may be right

I tried to pay Postpaid bill on Paytm and it went through to the OTP page…and OTP was received too…

That means it’s issue with the BBPS system for IDFC.
But why are only we 2 facing this issue?

I have also wrote to CC and they are looking into it
 
alpha2betaa said:
Yes…you may be right

I tried to pay Postpaid bill on Paytm and it went through to the OTP page…and OTP was received too…

That means it’s issue with the BBPS system for IDFC.
But why are only we 2 facing this issue?

I have also wrote to CC and they are looking into it
Click to expand...
I paid my ICICI Credit card bill through IDFC Wealth debit card on UniPay and it was smooth and seamless. Paid at midnight, money got credited to my credit card also by morning.

Its been 3-4 days now. Just waiting for those points to be credited in IDFC
 
alpha2betaa said:
Yes…you may be right

I tried to pay Postpaid bill on Paytm and it went through to the OTP page…and OTP was received too…

That means it’s issue with the BBPS system for IDFC.
But why are only we 2 facing this issue?

I have also wrote to CC and they are looking into it
Click to expand...
when did you open the account, mine is fairly new account opened in May'24. May be a bad batch of cards :(
 
Are you guys getting points on JioPayments bank & SBI Unipay for CC Payments using IDFC Debit cards? I did my payments on 17th August & havent received anything yet.

What is the alternative for payments ?
 
Consultant said:
Are you guys getting points on JioPayments bank & SBI Unipay for CC Payments using IDFC Debit cards? I did my payments on 17th August & havent received anything yet.

What is the alternative for payments ?
Click to expand...
I have also not received the points will raise a Manual Credit request after 14 days during the same time frame.
 
I got a call from IDFC team and they checked their system and also with Visa but they got no problem whatsoever …
Below is the extract of email :

There were no 3DS authentication requests as well.

Also, we have not found any transaction in our end. We request you to kindly check the merchant/acquirer’s side for further assistance.

I blocked my DC permanently and reissued a new one
Let’s see what happens with the new one …
 
codenerd said:
I paid my ICICI Credit card bill through IDFC Wealth debit card on UniPay and it was smooth and seamless. Paid at midnight, money got credited to my credit card also by morning.

Its been 3-4 days now. Just waiting for those points to be credited in IDFC
Click to expand...
Did u get the points ?
 
alpha2betaa said:
I got a call from IDFC team and they checked their system and also with Visa but they got no problem whatsoever …
Below is the extract of email :

There were no 3DS authentication requests as well.

Also, we have not found any transaction in our end. We request you to kindly check the merchant/acquirer’s side for further assistance.

I blocked my DC permanently and reissued a new one
Let’s see what happens with the new one …
Click to expand...
Got similar reply from idfc cc
Let me know if ur new card works, will do thr same , fed up of explaining this unique problem to their dumb customer care over and over again
 
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