Trick to get 5% from cashback card on bill payments

jack333 · Nov 8, 2022

Some people have reported getting only 1% cashback on utility bill payments through amazon on cashback card. This is because full merchant name is different which is visible in statement only but on Otp page only amazon pay is visible. Here are the two tricks by using any of these we can get full 5%
1. Buy amazon gift card at amazon or yono gyftr. We will get additional 1.5% on yono gyftr and 3.3% on amazon as offer is going on above the usual 5%. Then use the gift card balance to pay utility bills at amazon
2. ~~Load amazon pay wallet with 10rs by debit card, upi or netbanking. And then pay the bill using remaining amount from cashback card~~.(This second trick is not working anymore)

jack333 · Dec 4, 2022

If you are getting automatic call from IVR immediately, press 1 to unblock. Try immediately and transaction will go through

lhgeek · Dec 4, 2022

jack333 said:
If you are getting automatic call from IVR immediately, press 1 to unblock. Try immediately and transaction will go through

It came the first time. Now it completely stopped.

Harry1 · Dec 4, 2022

lhgeek said:
Buying gift vouchers from SBI yono gyftr is a big headache.. the card keeps getting blocked due to suspicious transactions and need to reach out to customer care to unblock

Yep, I do the transaction only when I won't need card for at least 1 week for anything else 😅.

deep@vie · Dec 4, 2022

SBIcard is pathetic

yusuf646 · Dec 4, 2022

Have anyone tried using Khatabook for transferring money from SBI Cashback Card to Bank Account? It's not a rent payment it's actually a Razorpay transaction so is it eligible for 5% cashback?

Wealth is my birth right! · Dec 4, 2022

yusuf646 said:
Have anyone tried using Khatabook for transferring money from SBI Cashback Card to Bank Account? It's not a rent payment it's actually a Razorpay transaction so is it eligible for 5% cashback?

Heard on other forum but payment link should be sent to some other mob no and merchants account have tax impact on receiving side so didn’t tried personally since 30% of IT I am in then no use of 5% CB rewards

mhkabra · Dec 5, 2022

So, What is better option? Buying Gift Card from Amazon Directly or Loading Amazon pay wallet with 10rs by debit card, upi or netbanking. And then paying the bill using remaining amount from cashback card or YONO option?

jack333 · Dec 5, 2022

Amazon is giving 105 cashback on gift card of 3k. So you'll get 3.3+5% cashback on voucher purchase from Amazon using cashback card. Unlock the offer by using send and receive money in amazon pay

SJ13 · Dec 5, 2022

jack333 said:
Amazon is giving 105 cashback on gift card of 3k. So you'll get 3.3+5% cashback on voucher purchase from Amazon using cashback card. Unlock the offer by using send and receive money in amazon pay

Yes it is better return compare to 2 other options

jack333 · Feb 5, 2023

Multiple source payment trick by using pay balance and rest from cashback card is not working now. Only giving 1%. Now can buy amazon pay gift card only

padmanabhamb · Feb 5, 2023

jack333 said:
Or use second trick. Load amazon money wallet 10rs by upi, debit card or netbanking. Then pay the bill combined using money wallet and cashback card to get 5% cashback on bills too

Did someone try the option (2) and got cashback? Please confirm.

jack333 · Feb 5, 2023

It has stopped working as i've already mentioned