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TRICK TO TRANSFER DUES OF ONE CREDIT CARD TO ANOTHER WITHOUT ANY CHARGES( MIN 2 RUPAY CREDIT CARDS REQUIRED)

Apply For Lifetime Free IDFC First Credit Card
Batmanbaba

Batmanbaba

TF Legend
FOR THIS minimum requirements....

1 . two rupay credit cards linked with upi( ex bob premier rupay card,hdfc tata neu rupay card)

2. u can pay bill of visa,amex,mastercard and even rupay cards using this......

3. snap pay account



suppose u have HDFC MILLENA VISA CARD...YOUR CURRENT MONTH DUES IS 3000 rs.....u can pay that/transfer that amount to another rupay card....by paying 3000 bill of millenia card using snap pay...via upi....(no charges)....just enter the upi id of paytm upi id with linked rupay credit card and this bill will be paid using ur rupay credit card.



now suppose u use bob rupay card for this 3000 payment....so next month...ur dues for rupay bob card will be 3000 rs.....

now u can again pay this 3000 dues using ur second rupay card via same method....lets say u use tata neu rupay card...now for next month ur tata neu rupay card dues will be 3000..u can again use bob premier rupay for payment......this cycle can be continued between rupay cards...till credit card upi is launched for visa,mc and amex,diners....



this can be benficial for people who want genuinely....emi transactions....( not for no cost emi discount...then cancelling it) and they dont have to pay emi charges,processing charges.etc...and pay final amount when u choose to......like 3 months,6 months etc...( they can roate the amount between two rupay cards and pay the full amount when they want)



this to and fro can be continued between two rupay cards but currently visa,amaex and mc and be used only once tp tranfer the amount ( via pay bill)from visa/mastercard/amex/diners) as they dont have credit card upi facility....



snapay supports following bank credit cards payment.....and they credit amount mostly on next working day...



i have tried paytm upi and mentioned it in my example as...its works almost everytime...gpay,phonepe are a hit and miss...so u can try

i have not tested for diners/amex as i dont have them.



u should have the limit on ur rupay cards ...u can to transfer form visa/rupay/mc/diner/amex....like if ur rupay card limit is 80000...u can transfer max 80000 ( pay bill of other cards) nad there ARE NO CHARGES FOR BILL PAYMENT VIA UPI FROM SNAPAY AND U CAN GET REWARD POINTS TOO...




P.S ....IN the end u have to pay dues in full....this method just gives an option to juggle it between two cards till u want....
 

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MOhit __ said:
If we use Tata Neu Rupay card to pay our credit card bills, does Tata Neu stops neu coins on UPI payment? 🤔 🤔
Click to expand...
But i think Restriction is for special cases...Only for heavy money of CC rotaters or probably utilizing the over and above of credit limit frequently..

No for 1 or 2 transactions per month up to certain limit..
 
Upvote 0 Downvote
Batmanbaba said:
FOR THIS minimum requirements....

1 . two rupay credit cards linked with upi( ex bob premier rupay card,hdfc tata neu rupay card)

2. u can pay bill of visa,amex,mastercard and even rupay cards using this......

3. snap pay account



suppose u have HDFC MILLENA VISA CARD...YOUR CURRENT MONTH DUES IS 3000 rs.....u can pay that/transfer that amount to another rupay card....by paying 3000 bill of millenia card using snap pay...via upi....(no charges)....just enter the upi id of paytm upi id with linked rupay credit card and this bill will be paid using ur rupay credit card.



now suppose u use bob rupay card for this 3000 payment....so next month...ur dues for rupay bob card will be 3000 rs.....

now u can again pay this 3000 dues using ur second rupay card via same method....lets say u use tata neu rupay card...now for next month ur tata neu rupay card dues will be 3000..u can again use bob premier rupay for payment......this cycle can be continued between rupay cards...till credit card upi is launched for visa,mc and amex,diners....



this can be benficial for people who want genuinely....emi transactions....( not for no cost emi discount...then cancelling it) and they dont have to pay emi charges,processing charges.etc...and pay final amount when u choose to......like 3 months,6 months etc...( they can roate the amount between two rupay cards and pay the full amount when they want)



this to and fro can be continued between two rupay cards but currently visa,amaex and mc and be used only once tp tranfer the amount ( via pay bill)from visa/mastercard/amex/diners) as they dont have credit card upi facility....



snapay supports following bank credit cards payment.....and they credit amount mostly on next working day...



i have tried paytm upi and mentioned it in my example as...its works almost everytime...gpay,phonepe are a hit and miss...so u can try

i have not tested for diners/amex as i dont have them.



u should have the limit on ur rupay cards ...u can to transfer form visa/rupay/mc/diner/amex....like if ur rupay card limit is 80000...u can transfer max 80000 ( pay bill of other cards) nad there ARE NO CHARGES FOR BILL PAYMENT VIA UPI FROM SNAPAY AND U CAN GET REWARD POINTS TOO...




P.S ....IN the end u have to pay dues in full....this method just gives an option to juggle it between two cards till u want....
Click to expand...
give me referral code i will create account in snappay
 
Upvote 0 Downvote
Rkr said:
But i think Restriction is for special cases...Only for heavy money of CC rotaters or probably utilizing the over and above of credit limit frequently..

No for 1 or 2 transactions per month up to certain limit..
Click to expand...
I once used my Rupay card to pay another credit card bill in order to collect Neu coins.
From now i shall only make UPI payments to Merchants.
 
Upvote 0 Downvote
VISHESH_BANSAL said:
Most of the Banks Provide Digital Rupee Wallet.
You can wallet of any bank, where you have Bank Account.
Click to expand...
It is little risky as this is pilot project for now, people start rotating money through it, but we don't know yet wheather it will directly reported to IT or not
as it totally different concept from our traditional banks..

I think there will be some limit after which this will be reported unlike banks which has 10 lacs mark,for e-rupee we are not sure yet.

if anyone find something, please do share..

untill then use in moderation, otherwise you may become example for other people, how not to use something like rotaters who use their card more than 10 lacs and then it got report to IT.
 
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