TRICK TO TRANSFER DUES OF ONE CREDIT CARD TO ANOTHER WITHOUT ANY CHARGES( MIN 2 RUPAY CREDIT CARDS REQUIRED)

[Batmanbaba]

FOR THIS minimum requirements....

1 . two rupay credit cards linked with upi( ex bob premier rupay card,hdfc tata neu rupay card)

2. u can pay bill of visa,amex,mastercard and even rupay cards using this......

3. snap pay account



suppose u have HDFC MILLENA VISA CARD...YOUR CURRENT MONTH DUES IS 3000 rs.....u can pay that/transfer that amount to another rupay card....by paying 3000 bill of millenia card using snap pay...via upi....(no charges)....just enter the upi id of paytm upi id with linked rupay credit card and this bill will be paid using ur rupay credit card.



now suppose u use bob rupay card for this 3000 payment....so next month...ur dues for rupay bob card will be 3000 rs.....

now u can again pay this 3000 dues using ur second rupay card via same method....lets say u use tata neu rupay card...now for next month ur tata neu rupay card dues will be 3000..u can again use bob premier rupay for payment......this cycle can be continued between rupay cards...till credit card upi is launched for visa,mc and amex,diners....



this can be benficial for people who want genuinely....emi transactions....( not for no cost emi discount...then cancelling it) and they dont have to pay emi charges,processing charges.etc...and pay final amount when u choose to......like 3 months,6 months etc...( they can roate the amount between two rupay cards and pay the full amount when they want)



this to and fro can be continued between two rupay cards but currently visa,amaex and mc and be used only once tp tranfer the amount ( via pay bill)from visa/mastercard/amex/diners) as they dont have credit card upi facility....



snapay supports following bank credit cards payment.....and they credit amount mostly on next working day...



i have tried paytm upi and mentioned it in my example as...its works almost everytime...gpay,phonepe are a hit and miss...so u can try

i have not tested for diners/amex as i dont have them.



u should have the limit on ur rupay cards ...u can to transfer form visa/rupay/mc/diner/amex....like if ur rupay card limit is 80000...u can transfer max 80000 ( pay bill of other cards) nad there ARE NO CHARGES FOR BILL PAYMENT VIA UPI FROM SNAPAY AND U CAN GET REWARD POINTS TOO...




P.S ....IN the end u have to pay dues in full....this method just gives an option to juggle it between two cards till u want....

 

[imdjay]

Please elaborate how the trick works.

thori mehnat khud bhi ker lo. search the forum.

 

[Strange]

I trnsfered 68k last month via F.I, till now no issue..... so its for those people who are misusing it and transfering lots of balance on daily basis and too many txn credit card load and trnsfr to bank and so on.

Did you get any cashback for this txn?

 

[CardTox]

Did you get any cashback for this txn?

No cb on such upi.

 

[Buttman]

Transaction failed bt money debited. Used a small amt. how to contact customer care for snappay?

 

[Buttman]

Add money in Digital Rupee Wallet using UPI

Sim verification pe keyboard atak jata hai bhai iPhone me. Koi workaround?

 

[imdjay]

Sim verification pe keyboard atak jata hai bhai iPhone me. Koi workaround?

iPhone donate ker do.

 

[Buttman]

iPhone donate ker do.

Gareeb ka mazak mat udao bhai

 

[divykk]

What is the time taken by snapay to settle credit card bill payment done through UPI (Rupay Credit Card)?

 

[Batmanbaba]

What is the time taken by snapay to settle credit card bill payment done through UPI (Rupay Credit Card)?

Now they have blocked via upi credit cards

 

[divykk]

Now they have blocked via upi credit cards

Done a test transaction of 100 as for me there is an option of either scanning a qr or enter upi id. Waiting for this to get credited

 

[Ranger]

Done a test transaction of 100 as for me there is an option of either scanning a qr or enter upi id. Waiting for this to get credited

Transaction was successful?

 

[divykk]

Transaction was successful?

Yeah..it says “Processing”
“Payment will be settled on 01-01-2024”.
Is this fine or there is something that I am missing🤔

 

[D7162]

Yeah..it says “Processing”
“Payment will be settled on 01-01-2024”.
Is this fine or there is something that I am missing🤔

UPI was succesful ? which app you used ? for me, it said merchant didnt accepted payment

 

[akimo]

Two weeks ago I tried GPay+Paytm method using my rupay cc to pay other cc bill. I went ahead and did a 1k rs transaction successfully (I know people say it has been patched, but it worked) The amount got credited successfully after 2-3 days. I tried another amount 1.5k (edit 2.5k) after this. Transaction was successful and amount got credited after 2-3 days to my card.

Last week I made 2 similar successful transactions but it has not been credited to my account till today. It has been more than 4 days already. Payment doesn't show up in receiving card.
I have raised matter through gpay raise dispute option.
Please guide what more needs to be done to get money back to original cc.

Thanks

 

[D7162]

Two weeks ago I tried GPay+Paytm method using my rupay cc to pay other cc bill. I went ahead and did a 1k rs transaction successfully (I know people say it has been patched, but it worked) The amount got credited successfully after 2-3 days. I tried another amount 1.5k after this. Transaction was successful and amount got credited after 2-3 days to my card.

Last week I made 2 similar successful transactions but it has not been credited to my account till today. It has been more than 4 days already. Payment doesn't show up in receiving card.
I have raised matter through gpay raise dispute option.
Please guide what more needs to be done to get money back to original cc.

Thanks

Card used for payment ?

 

[akimo]

Card used for payment ?

Tata Neu cc

 

[akimo]

Two weeks ago I tried GPay+Paytm method using my rupay cc to pay other cc bill. I went ahead and did a 1k rs transaction successfully (I know people say it has been patched, but it worked) The amount got credited successfully after 2-3 days. I tried another amount 1.5k (edit 2.5k) after this. Transaction was successful and amount got credited after 2-3 days to my card.

Last week I made 2 similar successful transactions but it has not been credited to my account till today. It has been more than 4 days already. Payment doesn't show up in receiving card.
I have raised matter through gpay raise dispute option.
Please guide what more needs to be done to get money back to original cc.

Thanks

My other cc was non-rupay.

 

[AritraSaha]

Two weeks ago I tried GPay+Paytm method using my rupay cc to pay other cc bill. I went ahead and did a 1k rs transaction successfully (I know people say it has been patched, but it worked) The amount got credited successfully after 2-3 days. I tried another amount 1.5k (edit 2.5k) after this. Transaction was successful and amount got credited after 2-3 days to my card.

Last week I made 2 similar successful transactions but it has not been credited to my account till today. It has been more than 4 days already. Payment doesn't show up in receiving card.
I have raised matter through gpay raise dispute option.
Please guide what more needs to be done to get money back to original cc.

Thanks

Avoid this kind of transaction, might lead to some trouble..

 

[vega]

Two weeks ago I tried GPay+Paytm method using my rupay cc to pay other cc bill. I went ahead and did a 1k rs transaction successfully (I know people say it has been patched, but it worked) The amount got credited successfully after 2-3 days. I tried another amount 1.5k (edit 2.5k) after this. Transaction was successful and amount got credited after 2-3 days to my card.

Last week I made 2 similar successful transactions but it has not been credited to my account till today. It has been more than 4 days already. Payment doesn't show up in receiving card.
I have raised matter through gpay raise dispute option.
Please guide what more needs to be done to get money back to original cc.

Thanks

If the beneficiary doesn't receive it within the stipulated time, approach HDFC for chargeback.

I had to raise a chargeback with Axis for a similar transaction and wait for three weeks to receive the refund.

And In the future, don't indulge yourself in these kinds of transactions, you may not be able to explain the nature of payment.

 

[akimo]

If the beneficiary doesn't receive it within the stipulated time, approach HDFC for chargeback.

I had to raise a chargeback with Axis for a similar transaction and wait for three weeks to receive the refund.

And In the future, don't indulge yourself in these kinds of transactions, you may not be able to explain the nature of payment.

Was your transaction similar (payment of cc bill with rupay cc) ?
If yes, how did you explain the nature of payment during raising charge back?