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Tricks/tips to convert Axis ACE to LTF?????

Anyone aware if not LTF, can axis give any reduced fee or benefit for ace card at the time of card closure if spends condition of 2 lakh has not been met in previous year ?
Yes. If you are a valuable customer to axis and spend nearby 2 lakh or 1.5 lakh, they will reverse the fee as an exceptional case. In my Airtel they asked me to spend only 1.10 lakh only to reverse my annual fee.
 
Yes. If you are a valuable customer to axis and spend nearby 2 lakh or 1.5 lakh, they will reverse the fee as an exceptional case. In my Airtel they asked me to spend only 1.10 lakh only to reverse my annual fee.
That's great.
When should I ask for closure to ask for reversal - before fees is applied?

How much time will they give to meet the target ?
 
That's great.
When should I ask for closure to ask for reversal - before fees is applied?

How much time will they give to meet the target ?
Spend as much as you can before the anniversary year. I mean before taking the charge. You should spend nearby 2 lakh or 1.5 lakh like that. Call customer care after taking the annual fee. Just connect to the retention team. Also offer will depend upon person to person.
 
Spend as much as you can before the anniversary year. I mean before taking the charge. You should spend nearby 2 lakh or 1.5 lakh like that. Call customer care after taking the annual fee. Just connect to the retention team. Also offer will depend upon person to person.
Renewal date is first or second week of March so my spends will not reach that target due to other better cards. Lets see otherwise will close
 
Please help...!!! Any tips/tricks to convert new Axis ACE visa credit card into lifetime free??
Axis usually never converts cashback cards to LTF. I always suggest covering the annual fees with cashback. If you can't even cover the annual fees with cashback, then it's better to close the card.

My bill payments always exceed ₹10K a month. That means I receive ₹500 cashback every month from the Axis Ace (effectively ₹400, considering the 1% charge on Google Pay), which totals approximately ₹4,800 a year. I have no issues paying ₹590 (₹500 + 18% GST) as the annual fee from this amount.

I suggest not overspending or trying to reach the ₹2L annual fee waiver milestone, as it may lead to your card being blocked for commercial use.
 
Axis usually never converts cashback cards to LTF. I always suggest covering the annual fees with cashback. If you can't even cover the annual fees with cashback, then it's better to close the card.

My bill payments always exceed ₹10K a month. That means I receive ₹500 cashback every month from the Axis Ace (effectively ₹400, considering the 1% charge on Google Pay), which totals approximately ₹4,800 a year. I have no issues paying ₹590 (₹500 + 18% GST) as the annual fee from this amount.

I suggest not overspending or trying to reach the ₹2L annual fee waiver milestone, as it may lead to your card being blocked for commercial use.
Now another challenge is convenience fee on google pay
 
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