Tricks to get Emerald LTF and Indulge LTF

[Cardmarvel]

Hello,

I have recently opened a Select account with IndusInd. They have offered me Legend LTF, but I have asked for Indulge LTF instead. I offered them to put 5L FD as goodwill. What are my chances? Any other tricks I can use? I already hold Infinia and Magnus so I don’t have a lot to gain from Indulge, but I will keep LTF if they offer.

Similarly, I have requested my icici RM to upgrade from Sapphiro LTF to Emerald LTF. I have told them that if they do so, I will move some expenses to Emerald, give them additional SIP and won’t move my salary to Axis. Would this work? Again, I have no inclination to pay any fees for Emerald since my other cards cover most benefits already

 

[anirban.choudhuryanirban.choudhury is verified member.]

I am talking about the complimentary tickets with Aurum card. Complimentary tickets are eligible only for Primary card holders not for Add on card holders. It was allowing Add on card also separately earlier but it's patched already.

Does Aurum add-on has same card number as primary ?

 

[yaathran]

Does Aurum add-on has same card number as primary ?

No. Except HDFC, all other bank add on card number will be different.

 

[anirban.choudhuryanirban.choudhury is verified member.]

No. Except HDFC, all other bank add on card number will be different.

I have not taken add-on for my Aurum yet
Will apply for it next week
But for icici cards and axis cards add-on gets separate BookMyShow offer , I have verified the same from Icici over mail and Magnus I have been using all 4 cards and each gets separate bms

 

[ADITYA1904]

I have not taken add-on for my Aurum yet
Will apply for it next week
But for icici cards and axis cards add-on gets separate BookMyShow offer , I have verified the same from Icici over mail and Magnus I have been using all 4 cards and each gets separate bms

Great to hear that bookmyshow offers for addon cards

 

[shubhamosy]

Yes, she mentioned it twice to me, and I can request her to confirm by mail as well.

heh, i think she is talking about fee wavier.

 

[agentneo]

heh, i think she is talking about fee wavier.

May be. I will check once my limit is upgraded to 10L.

 

[technom]

The reason I'm asking is that I asked for an upgrade from Regalia to Infinia to my RM. She mentioned that if my current limit gets increased to above 10L, then I can get Infinia LTF including your credit spending, to be above 15L in a year. Hence the question.

Yes. Do confirm over email that the card will be LTF without any conditions over email immediately. Dealing with RM's can be tricky sometimes

 

[CardCraftsman.]

Thanks! With 2 Infinia, 2 Magnus, 2 VI, I am not going to take any paid card hereafter, no matter what the benefits are. 😂

Maybe Axis Reserve I would if we go on a family trip overseas

VI?

 

[pprakash11]

VI?

Vistara infinite

 

[amit5ire]

Please check this link below for LTF ICICI Emirates Emeralde credit card (without any existing relationship other than Amazon Pay Credit Card)
<https://www.technofino.in/community/threads/icici-ltf-saga.9859/post-221404>

 

[Cardmarvel]

Please check this link below for LTF ICICI Emirates Emeralde credit card (without any existing relationship other than Amazon Pay Credit Card)
<https://www.technofino.in/community/threads/icici-ltf-saga.9859/post-221404>

Thanks for the detailed post. My RM is currently processing Emerald LTF for me. Let’s see how it goes

 

[shubhamosy]

Thanks for the detailed post. My RM is currently processing Emerald LTF for me. Let’s see how it goes

cong, on net salary basis?

 

[Cardmarvel]

Thanks for the detailed post. My RM is currently processing Emerald LTF for me. Let’s see how it goes

My Emerald is approved. Haven’t yet got the kit, but I am told it’s LTF

 

[CreditCardEnthusiast]

H

My Emerald is approved. Haven’t yet got the kit, but I am told it’s LTF

Congrats! Did you get the new Emerald Private Metal Card? & How did you get it LTF?

 

[Satish]

My Emerald is approved. Haven’t yet got the kit, but I am told it’s LTF

Great!

 

[Bugs Bunny]

My Emerald is approved. Haven’t yet got the kit, but I am told it’s LTF

We'd love to hear your story on how you got it approved?

 

[shubhamosy]

My Emerald is approved. Haven’t yet got the kit, but I am told it’s LTF

Congratulations brother.

 

[anirban.choudhuryanirban.choudhury is verified member.]

H

Congrats! Did you get the new Emerald Private Metal Card? & How did you get it LTF?

Private Metal is not launched yet

 

[CreditCardEnthusiast]

Private Metal is not launched yet

Bhai Any news on when is it launching? & Is it confirmed that it will only be limited to private banking customers?

 

[Cardmarvel]

We'd love to hear your story on how you got it approved?

There is no story as such. My RM recently changed and when the new RM made the customary visit, I explained to him that icici is losing in credit card game and how I have moved my spending to axis and Hdfc (at one point, I only had icici card). I told him the only card I can have is Emerald and that too LTF since I don’t see any point paying joining/annual fees when the benefits are all covered by my other cards.

He made efforts to get approval for emerald. Looks like he succeeded. In return, I promised to start a small SIP.

I have a long relationship with icici. The TRV is not that high to be honest based on reports I have seen in this forum for Emerald LTF. Let me say, 20L+ investments in MF, 20L+ in PPFs and other debt accounts.