Tricks to get Emerald LTF and Indulge LTF

[Cardmarvel]

Hello,

I have recently opened a Select account with IndusInd. They have offered me Legend LTF, but I have asked for Indulge LTF instead. I offered them to put 5L FD as goodwill. What are my chances? Any other tricks I can use? I already hold Infinia and Magnus so I don’t have a lot to gain from Indulge, but I will keep LTF if they offer.

Similarly, I have requested my icici RM to upgrade from Sapphiro LTF to Emerald LTF. I have told them that if they do so, I will move some expenses to Emerald, give them additional SIP and won’t move my salary to Axis. Would this work? Again, I have no inclination to pay any fees for Emerald since my other cards cover most benefits already

 

[amit5ire]

Based on NRV

Mine was not based on NRV. I have no relationship with ICICI other than Amazon Pay and Emirates Emeralde Credit Card.

 

[jack333]

Mai self employed hu brother (isliye pehle hi mention kar diya tha).

TRV of 50l

 

[CardCraftsman.]

TRV of 50l

Sale current account ka balance ko TRV me nahi mante (family banking me link nahi kar sakte h current account ko icici me) . Aapko sayad pta hi hoga

 

[MS R]

Salary credit of 1.5L will do the job. Don't know the minimum needed

bro my sal is 1.56 L per month.. i have icici platinum ... how to get LTF sapphiro?

 

[vijay.vj]

bro my sal is 1.56 L per month.. i have icici platinum ... how to get LTF sapphiro?

I didn't do anything... found it when I was checking for offers. Had rubyx and sapphrio... took sapphiro

 

[MS R]

I didn't do anything... found it when I was checking for offers. Had rubyx and sapphrio... took sapphiro

u mean fresh application ?? or upgraded existing card?? IIT alumni?
when was this offer?

 

[vijay.vj]

Fresh application. No alumni offer

 

[vijay.vj]

u mean fresh application ?? or upgraded existing card?? IIT alumni?
when was this offer?

4-5 months ago

 

[pprakash11]

I didn't do anything... found it when I was checking for offers. Had rubyx and sapphrio... took sapphiro

Checking offers means?
Entering mob no and PAN and then giving otp on ICICI get credit card in a fly, this page??

 

[vijay.vj]

Checking offers means?
Entering mob no and PAN and then giving otp on ICICI get credit card in a fly, this page??

yep, it does cibil hit everytime you check tho... thats another pain

 

[pprakash11]

yep, it does cibil hit everytime you check tho... thats another pain

Same 🥹 🥹 🥹

 

[vijay.vj]

u mean fresh application ?? or upgraded existing card?? IIT alumni?
when was this offer?

Check this out

Received call regarding ICICI Sapphiro Credit card LTF upgrade

Hello I am holding LTF ICICI Coral Credit Card. Today I received call from number starting from +9122..., she claimed that she is calling from ICICI and told me that bank is offering me free upgrade to LTF ICICI Sapphiro Credit Card. I asked her to share the details on email, but she told me...

www.technofino.in

 

[Oscar]

Finally received the Emerald (Plastic) LTF after waiting for several years

 

[MS R]

Finally received the Emerald (Plastic) LTF after waiting for several years

can u please share your story

 

[Oscar]

can u please share your story

I have three cards from ICICI - APay, Platinum, and Coral Rupay. Two years ago, I was offered the Saaphiro LTF along with a personal loan, but I wasn't heavily involved in these credit cards at the time and didn't accept it. Despite requesting a premium card with LTF multiple times later on, I wasn't offered one, and fees were levied if I wanted to upgrade. Although I've seen pre-approved card upgrade offers in the app, they came with fees. Due to ICICI's poor reward structure, I didn't show much interest in their cards. However, a few days ago, I casually checked for any upgrades and was surprised to find that the Emerald CC was available with no joining or annual fees, making it LTF. Without a second thought, I applied for it and received the card in just three days, with it reflecting in the app within one day.

 

[MS R]

I have three cards from ICICI - APay, Platinum, and Coral Rupay. Two years ago, I was offered the Saaphiro LTF along with a personal loan, but I wasn't heavily involved in these credit cards at the time and didn't accept it. Despite requesting a premium card with LTF multiple times later on, I wasn't offered one, and fees were levied if I wanted to upgrade. Although I've seen pre-approved card upgrade offers in the app, they came with fees. Due to ICICI's poor reward structure, I didn't show much interest in their cards. However, a few days ago, I casually checked for any upgrades and was surprised to find that the Emerald CC was available with no joining or annual fees, making it LTF. Without a second thought, I applied for it and received the card in just three days, with it reflecting in the app within one day.

congrats bro..

do u have salary account/any existing loans with them?
whats your cc limit ?? how long have u been using icici cc?

 

[mastfun]

I have three cards from ICICI - APay, Platinum, and Coral Rupay. Two years ago, I was offered the Saaphiro LTF along with a personal loan, but I wasn't heavily involved in these credit cards at the time and didn't accept it. Despite requesting a premium card with LTF multiple times later on, I wasn't offered one, and fees were levied if I wanted to upgrade. Although I've seen pre-approved card upgrade offers in the app, they came with fees. Due to ICICI's poor reward structure, I didn't show much interest in their cards. However, a few days ago, I casually checked for any upgrades and was surprised to find that the Emerald CC was available with no joining or annual fees, making it LTF. Without a second thought, I applied for it and received the card in just three days, with it reflecting in the app within one day.

I think I should have not taken the Paid Metal card 😀

 

[Shroud]

I casually checked for any upgrades and was surprised to find that the Emerald CC was available with no joining or annual fees, making it LTF. Without a second thought, I applied for it and received the card in just three days, with it reflecting in the app within one day.

Did you use the normal "Upgrade" option or the "Apply Now" option? Can you share the offer screenshot? Also, which variant of the card did you get?

 

[mastfun]

Did you use the normal "Upgrade" option or the "Apply Now" option? Can you share the offer screenshot? Also, which variant of the card did you get?

Don't do Apply now 😀 I tried and just to check the cards shown and I got a CIBIL hit!

 

[Shroud]

Don't do Apply now 😀 I tried and just to check the cards shown and I got a CIBIL hit!

But were you shown any good cards?
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Wait....... You already have the Emerald metal na? Fir kya karne gaye the wahan?