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Tried to Apply ICICI credit card

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Anon1

Anon1

TF Premier
I tried to apply ICICI card via this link - https://buy.icicibank.com/ucj/cc/mobile?ius=IS83006US&iup=UCC00476

Opened link, given mobile number, gmail, pan and then aadhar number. Entered otps as well. After all these just got thanks message as below screenshot.

Here am trying to understand how ICICI was calculated without my full details like income etc.
And also no cibil inquiry also till now I didn't got any message or email from cibil, usually if any inquiry was made then instantly we will get msg or mail from cibil.

Note:
my first and last application with icici is amazon pay icici cc on 2nd April, 2021 which is rejected. After amazon icici cc, today only I tried to apply icici cc.

What stopping me to apply ?

Please share your thoughts on this. Thanks
 

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Yes, ICICI is very reluctant to provide credit card now a days. Even their customer care is clueless most of the time. Just got my call cut abruptly from their side on asking the application status.
 
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gopi1 said:
I tried to apply ICICI card via this link - https://buy.icicibank.com/ucj/cc/mobile?ius=IS83006US&iup=UCC00476

Opened link, given mobile number, gmail, pan and then aadhar number. Entered otps as well. After all these just got thanks message as below screenshot.

Here am trying to understand how ICICI was calculated without my full details like income etc.
And also no cibil inquiry also till now I didn't got any message or email from cibil, usually if any inquiry was made then instantly we will get msg or mail from cibil.

Note:
my first and last application with icici is amazon pay icici cc on 2nd April, 2021 which is rejected. After amazon icici cc, today only I tried to apply icici cc.

What stopping me to apply ?

Please share your thoughts on this. Thanks
Click to expand...
may be pincode issue or mobile number sometimes bank marked DEDUPE
 
Upvote 0 Downvote
gopi1 said:
I tried to apply ICICI card via this link - https://buy.icicibank.com/ucj/cc/mobile?ius=IS83006US&iup=UCC00476

Opened link, given mobile number, gmail, pan and then aadhar number. Entered otps as well. After all these just got thanks message as below screenshot.

Here am trying to understand how ICICI was calculated without my full details like income etc.
And also no cibil inquiry also till now I didn't got any message or email from cibil, usually if any inquiry was made then instantly we will get msg or mail from cibil.

Note:
my first and last application with icici is amazon pay icici cc on 2nd April, 2021 which is rejected. After amazon icici cc, today only I tried to apply icici cc.

What stopping me to apply ?

Please share your thoughts on this. Thanks
Click to expand...
please check DM
 
Upvote 0 Downvote
This is a wannabe sprint website like of sbi... Card wont be instant... Unless for people working in tier 1 company... I would like u to check ur cibil once again as there will be cibil hit of 1000 for personal loan....... And if u apply from here rarely any agemt will contact u.... Best way to apply is from imobile... There they will show u recommended cards after u fill all your details....

Then application will be submitted.. And mostly u will get a call from agent... He will take the application forwrd.... You Will have to send a sms for cibil check consent... Then u will get a vkyc link... Where if required u have to enter income docs and then vkyc will happen and then final application will get submitted...
 
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Batmanbaba said:
This is a wannabe sprint website like of sbi... Card wont be instant... Unless for people working in tier 1 company... I would like u to check ur cibil once again as there will be cibil hit of 1000 for personal loan....... And if u apply from here rarely any agemt will contact u.... Best way to apply is from imobile... There they will show u recommended cards after u fill all your details....

Then application will be submitted.. And mostly u will get a call from agent... He will take the application forwrd.... You Will have to send a sms for cibil check consent... Then u will get a vkyc link... Where if required u have to enter income docs and then vkyc will happen and then final application will get submitted...
Click to expand...
So in imobile, if we submit then there is no CIBIL inquiry?

Only after agent call, I will get hit cibil inquiry?
 
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gopi1 said:
So in imobile, if we submit then there is no CIBIL inquiry?

Only after agent call, I will get hit cibil inquiry?
Click to expand...
Yes.... That is what generally observed.... Tgey can change the software but in icici fir one application there will only be one enquiry... If more than 1 u can easily remove second one by complain.. They listen unlike sbi
 
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Batmanbaba said:
This is a wannabe sprint website like of sbi... Card wont be instant... Unless for people working in tier 1 company... I would like u to check ur cibil once again as there will be cibil hit of 1000 for personal loan....... And if u apply from here rarely any agemt will contact u.... Best way to apply is from imobile... There they will show u recommended cards after u fill all your details....

Then application will be submitted.. And mostly u will get a call from agent... He will take the application forwrd.... You Will have to send a sms for cibil check consent... Then u will get a vkyc link... Where if required u have to enter income docs and then vkyc will happen and then final application will get submitted...
Click to expand...
I checked cibil again today, there is no inquiry from ICICI
 
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gopi1 said:
I tried to apply in imobile app, it is redirected to same link I have used earlier. Any other way to apply for LTF cards?
Click to expand...
Only ltf card i. E platinum...and one is mine in which u have to pay to get rewards... Just like au lit card.... . If u are offered from icici then only u can get ltf gemstone cards....

Haven't u received any call from agent after u filled the application
 
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Batmanbaba said:
Only ltf card i. E platinum...and one is mine in which u have to pay to get rewards... Just like au lit card.... . If u are offered from icici then only u can get ltf gemstone cards....

Haven't u received any call from agent after u filled the application
Click to expand...
Yea I got a few calls but not attended by seeing spam via truecaller.
 
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Batmanbaba said:
They are official icici agents... U shud pick... Many people were offered ltf rubyx like that as they were eligible according to the details filed by them....
Click to expand...
Oh ok sure, i will pick next time if i got. I have very bad impression on agents via calls as they lied regarding cc offers like sbi, kotak.
 
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gopi1 said:
Oh ok sure, i will pick next time if i got. I have very bad impression on agents via calls as they lied regarding cc offers like sbi, kotak.
Click to expand...
Yes, ICICI agents are a bit tricky to handle. They ask all the sensitive information on phone itself. And on top of that, they ask for OTPs twice, and also asks to send an SMS to a particular number, which will very obviously worry a normal user and become skeptical of fraud.
 
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